Hartford Financial Services Group (HIG)vsPrincipal Financial Group Inc (PFG)
HIG
Hartford Financial Services Group
$126.59
-1.66%
FINANCIAL SERVICES · Cap: $35.73B
PFG
Principal Financial Group Inc
$113.92
+0.29%
FINANCIAL SERVICES · Cap: $24.94B
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 87% more annual revenue ($29.32B vs $15.69B). HIG leads profitability with a 14.9% profit margin vs 9.9%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 79/100 (B+).
HIG
Strong Buy79
out of 100
Grade: B+
PFG
Buy59
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 36.1% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Generating 2.0B in free cash flow
Areas to Watch
Distress zone — elevated risk
2.8% earnings growth
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : PFG
The strongest argument for PFG centers on P/E Ratio, Price/Book, Free Cash Flow. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Bear Case : PFG
The primary concerns for PFG are EPS Growth, Piotroski F-Score, Altman Z-Score.
Key Dynamics to Monitor
PFG carries more volatility with a beta of 0.87 — expect wider price swings.
HIG is growing revenue faster at 8.1% — sustainability is the question.
PFG generates stronger free cash flow (2.0B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HIG scores higher overall (79/100 vs 59/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Principal Financial Group Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Principal Financial Group is an American global financial investment management and insurance company headquartered in Des Moines, Iowa.
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