WallStSmart

Hartford Financial Services Group (HIG)vsBlue Owl Capital Inc (OWL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hartford Financial Services Group generates 879% more annual revenue ($28.79B vs $2.94B). HIG leads profitability with a 14.1% profit margin vs 3.0%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 79/100 (B+).

HIG

Strong Buy

79

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 8.3Quality: 8.0
Piotroski: 6/9Altman Z: 1.23

OWL

Buy

63

out of 100

Grade: C+

Growth: 8.7Profit: 6.0Value: 5.7Quality: 3.5
Piotroski: 2/9Altman Z: 0.76

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HIG6 strengths · Avg: 9.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
9.1x10/10

Attractively priced relative to earnings

Return on EquityProfitability
21.5%9/10

Every $100 of equity generates 22 in profit

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

OWL3 strengths · Avg: 9.3/10
PEG RatioValuation
0.1410/10

Growing faster than its price suggests

EPS GrowthGrowth
637.0%10/10

Earnings expanding 637.0% YoY

Operating MarginProfitability
28.2%8/10

Strong operational efficiency at 28.2%

Areas to Watch

HIG1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
1.232/10

Distress zone — elevated risk

OWL4 concerns · Avg: 2.8/10
Return on EquityProfitability
4.1%3/10

ROE of 4.1% — below average capital efficiency

Profit MarginProfitability
3.0%3/10

3.0% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

P/E RatioValuation
80.7x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : HIG

The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bull Case : OWL

The strongest argument for OWL centers on PEG Ratio, EPS Growth, Operating Margin. Revenue growth of 10.3% demonstrates continued momentum. PEG of 0.14 suggests the stock is reasonably priced for its growth.

Bear Case : HIG

The primary concerns for HIG are Altman Z-Score.

Bear Case : OWL

The primary concerns for OWL are Return on Equity, Profit Margin, Piotroski F-Score. A P/E of 80.7x leaves little room for execution misses. Debt-to-equity of 2.07 is elevated, increasing financial risk.

Key Dynamics to Monitor

OWL carries more volatility with a beta of 1.18 — expect wider price swings.

OWL is growing revenue faster at 10.3% — sustainability is the question.

HIG generates stronger free cash flow (1.0B), providing more financial flexibility.

Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HIG scores higher overall (79/100 vs 63/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hartford Financial Services Group

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.

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Blue Owl Capital Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Blue Owl Capital Inc. is an asset manager. The company is headquartered in New York, New York.

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