WallStSmart

Hartford Financial Services Group (HIG)vsHennessy Ad (HNNA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hartford Financial Services Group generates 87127% more annual revenue ($28.79B vs $33.01M). HNNA leads profitability with a 25.4% profit margin vs 14.1%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 79/100 (B+).

HIG

Strong Buy

79

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 8.3Quality: 8.0
Piotroski: 6/9Altman Z: 1.23

HNNA

Buy

58

out of 100

Grade: C

Growth: 3.3Profit: 8.0Value: 7.7Quality: 7.0
Piotroski: 4/9Altman Z: 2.60

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HIG6 strengths · Avg: 9.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
9.1x10/10

Attractively priced relative to earnings

Return on EquityProfitability
21.5%9/10

Every $100 of equity generates 22 in profit

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

HNNA5 strengths · Avg: 9.4/10
P/E RatioValuation
9.2x10/10

Attractively priced relative to earnings

Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Operating MarginProfitability
32.1%10/10

Strong operational efficiency at 32.1%

Profit MarginProfitability
25.4%9/10

Keeps 25 of every $100 in revenue as profit

PEG RatioValuation
0.718/10

Growing faster than its price suggests

Areas to Watch

HIG1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
1.232/10

Distress zone — elevated risk

HNNA3 concerns · Avg: 2.3/10
Market CapQuality
$77.28M3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-12.3%2/10

Revenue declined 12.3%

EPS GrowthGrowth
-27.3%2/10

Earnings declined 27.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : HIG

The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bull Case : HNNA

The strongest argument for HNNA centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 25.4% and operating margin at 32.1%. PEG of 0.71 suggests the stock is reasonably priced for its growth.

Bear Case : HIG

The primary concerns for HIG are Altman Z-Score.

Bear Case : HNNA

The primary concerns for HNNA are Market Cap, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

HIG profiles as a value stock while HNNA is a declining play — different risk/reward profiles.

HNNA carries more volatility with a beta of 0.56 — expect wider price swings.

HIG is growing revenue faster at 6.1% — sustainability is the question.

HIG generates stronger free cash flow (1.0B), providing more financial flexibility.

Bottom Line

HIG scores higher overall (79/100 vs 58/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hartford Financial Services Group

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.

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Hennessy Ad

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Hennessy Advisors, Inc. is a publicly owned investment manager. The company is headquartered in Novato, California with additional offices in Boston, Massachusetts and Chapel Hill, North Carolina.

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