Heritage Global Inc (HGBL)vsCharles Schwab Corp (SCHW)
HGBL
Heritage Global Inc
$1.39
+1.46%
FINANCIAL SERVICES · Cap: $45.51M
SCHW
Charles Schwab Corp
$95.68
-0.72%
FINANCIAL SERVICES · Cap: $169.34B
Smart Verdict
WallStSmart Research — data-driven comparison
Charles Schwab Corp generates 46824% more annual revenue ($23.92B vs $50.98M). SCHW leads profitability with a 37.0% profit margin vs 7.0%. SCHW appears more attractively valued with a PEG of 1.12. SCHW earns a higher WallStSmart Score of 75/100 (B+).
HGBL
Hold49
out of 100
Grade: D+
SCHW
Strong Buy75
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-95.6%
Fair Value
$0.68
Current Price
$1.39
$0.71 premium
Margin of Safety
+56.0%
Fair Value
$217.62
Current Price
$95.68
$121.94 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Keeps 37 of every $100 in revenue as profit
Strong operational efficiency at 49.7%
Conservative balance sheet, low leverage
Large-cap with strong market position
18.9% revenue growth
Earnings expanding 41.1% YoY
Areas to Watch
Smaller company, higher risk/reward
ROE of 5.4% — below average capital efficiency
7.0% margin — thin
Expensive relative to growth rate
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : HGBL
The strongest argument for HGBL centers on Price/Book, Debt/Equity, P/E Ratio. Revenue growth of 10.1% demonstrates continued momentum.
Bull Case : SCHW
The strongest argument for SCHW centers on Profit Margin, Operating Margin, Debt/Equity. Profitability is solid with margins at 37.0% and operating margin at 49.7%. Revenue growth of 18.9% demonstrates continued momentum.
Bear Case : HGBL
The primary concerns for HGBL are Market Cap, Return on Equity, Profit Margin.
Bear Case : SCHW
The primary concerns for SCHW are Free Cash Flow.
Key Dynamics to Monitor
HGBL profiles as a value stock while SCHW is a growth play — different risk/reward profiles.
SCHW carries more volatility with a beta of 0.92 — expect wider price swings.
SCHW is growing revenue faster at 18.9% — sustainability is the question.
HGBL generates stronger free cash flow (971,000), providing more financial flexibility.
Bottom Line
SCHW scores higher overall (75/100 vs 49/100), backed by strong 37.0% margins and 18.9% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Heritage Global Inc
FINANCIAL SERVICES · CAPITAL MARKETS · USA
Heritage Global, Inc. is an asset services company with a focus on financial and industrial asset transactions. The company is headquartered in San Diego, California.
Visit Website →Charles Schwab Corp
FINANCIAL SERVICES · CAPITAL MARKETS · USA
The Charles Schwab Corporation is an American multinational financial services company. It offers banking, commercial banking, an electronic trading platform, and wealth management advisory services to both retail and institutional clients.
Visit Website →Compare with Other CAPITAL MARKETS Stocks
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