WallStSmart

General Motors Company (GM)vsWinmark Corporation (WINA)

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Smart Verdict

WallStSmart Research — data-driven comparison

General Motors Company generates 203569% more annual revenue ($186.95B vs $91.79M). WINA leads profitability with a 45.1% profit margin vs 2.1%. GM appears more attractively valued with a PEG of 0.29. GM earns a higher WallStSmart Score of 66/100 (B-).

GM

Strong Buy

66

out of 100

Grade: B-

Growth: 6.7Profit: 4.5Value: 6.0Quality: 3.5
Piotroski: 3/9Altman Z: 1.20

WINA

Buy

57

out of 100

Grade: C

Growth: 6.0Profit: 8.5Value: 5.7Quality: 9.0
Piotroski: 4/9Altman Z: 7.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GMSignificantly Overvalued (-26.9%)

Margin of Safety

-26.9%

Fair Value

$67.87

Current Price

$86.25

$18.38 premium

UndervaluedFair: $67.87Overvalued

Intrinsic value data unavailable for WINA.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GM5 strengths · Avg: 9.4/10
PEG RatioValuation
0.2910/10

Growing faster than its price suggests

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

EPS GrowthGrowth
176.3%10/10

Earnings expanding 176.3% YoY

Market CapQuality
$74.20B9/10

Large-cap with strong market position

Free Cash FlowQuality
$4.97B8/10

Generating 5.0B in free cash flow

WINA5 strengths · Avg: 9.6/10
Profit MarginProfitability
45.1%10/10

Keeps 45 of every $100 in revenue as profit

Operating MarginProfitability
59.7%10/10

Strong operational efficiency at 59.7%

Debt/EquityHealth
-1.6710/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
7.1110/10

Safe zone — low bankruptcy risk

Revenue GrowthGrowth
23.2%8/10

Revenue surging 23.2% year-over-year

Areas to Watch

GM4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
2.9%4/10

2.9% revenue growth

Return on EquityProfitability
6.3%3/10

ROE of 6.3% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

WINA2 concerns · Avg: 3.0/10
Market CapQuality
$979.35M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : GM

The strongest argument for GM centers on PEG Ratio, Price/Book, EPS Growth. PEG of 0.29 suggests the stock is reasonably priced for its growth.

Bull Case : WINA

The strongest argument for WINA centers on Profit Margin, Operating Margin, Debt/Equity. Profitability is solid with margins at 45.1% and operating margin at 59.7%. Revenue growth of 23.2% demonstrates continued momentum.

Bear Case : GM

The primary concerns for GM are Revenue Growth, Return on Equity, Profit Margin. Debt-to-equity of 2.05 is elevated, increasing financial risk. Thin 2.1% margins leave little buffer for downturns.

Bear Case : WINA

The primary concerns for WINA are Market Cap, Return on Equity.

Key Dynamics to Monitor

GM profiles as a value stock while WINA is a growth play — different risk/reward profiles.

GM carries more volatility with a beta of 1.40 — expect wider price swings.

WINA is growing revenue faster at 23.2% — sustainability is the question.

GM generates stronger free cash flow (5.0B), providing more financial flexibility.

Bottom Line

GM scores higher overall (66/100 vs 57/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

General Motors Company

CONSUMER CYCLICAL · AUTO MANUFACTURERS · USA

General Motors Company (GM) is an American multinational corporation headquartered in Detroit, Michigan that designs, manufactures, markets, and distributes vehicles and vehicle parts, and sells financial services, with global headquarters in Detroit's Renaissance Center.

Winmark Corporation

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

Winmark Corporation is a franchisor of five retail store concepts that buy, sell, trade and consign used merchandise primarily in the United States and Canada. The company is headquartered in Minneapolis, Minnesota.

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