WallStSmart

General Motors Company (GM)vsWinmark Corporation (WINA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

General Motors Company generates 217139% more annual revenue ($184.62B vs $84.99M). WINA leads profitability with a 48.2% profit margin vs 1.4%. WINA appears more attractively valued with a PEG of 1.41. WINA earns a higher WallStSmart Score of 45/100 (D+).

GM

Hold

44

out of 100

Grade: D

Growth: 3.3Profit: 4.5Value: 5.3Quality: 4.3
Piotroski: 3/9Altman Z: 1.19

WINA

Hold

45

out of 100

Grade: D+

Growth: 2.7Profit: 8.5Value: 5.0Quality: 8.3
Piotroski: 6/9Altman Z: 7.06
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GMUndervalued (+24.0%)

Margin of Safety

+24.0%

Fair Value

$105.03

Current Price

$76.89

$28.14 discount

UndervaluedFair: $105.03Overvalued

Intrinsic value data unavailable for WINA.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GM3 strengths · Avg: 9.0/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Market CapQuality
$69.09B9/10

Large-cap with strong market position

Free Cash FlowQuality
$5.68B8/10

Generating 5.7B in free cash flow

WINA3 strengths · Avg: 10.0/10
Profit MarginProfitability
48.2%10/10

Keeps 48 of every $100 in revenue as profit

Operating MarginProfitability
59.3%10/10

Strong operational efficiency at 59.3%

Altman Z-ScoreHealth
7.0610/10

Safe zone — low bankruptcy risk

Areas to Watch

GM4 concerns · Avg: 3.3/10
P/E RatioValuation
28.0x4/10

Moderate valuation

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
1.4%3/10

1.4% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

WINA4 concerns · Avg: 3.0/10
P/E RatioValuation
33.8x4/10

Premium valuation, high expectations priced in

Market CapQuality
$1.34B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Revenue GrowthGrowth
-4.9%2/10

Revenue declined 4.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : GM

The strongest argument for GM centers on Price/Book, Market Cap, Free Cash Flow.

Bull Case : WINA

The strongest argument for WINA centers on Profit Margin, Operating Margin, Altman Z-Score. Profitability is solid with margins at 48.2% and operating margin at 59.3%. PEG of 1.41 suggests the stock is reasonably priced for its growth.

Bear Case : GM

The primary concerns for GM are P/E Ratio, Return on Equity, Profit Margin. Thin 1.4% margins leave little buffer for downturns.

Bear Case : WINA

The primary concerns for WINA are P/E Ratio, Market Cap, Return on Equity.

Key Dynamics to Monitor

GM profiles as a value stock while WINA is a declining play — different risk/reward profiles.

GM carries more volatility with a beta of 1.34 — expect wider price swings.

GM is growing revenue faster at -0.9% — sustainability is the question.

GM generates stronger free cash flow (5.7B), providing more financial flexibility.

Bottom Line

WINA scores higher overall (45/100 vs 44/100), backed by strong 48.2% margins. GM offers better value entry with a 24.0% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

General Motors Company

CONSUMER CYCLICAL · AUTO MANUFACTURERS · USA

General Motors Company (GM) is an American multinational corporation headquartered in Detroit, Michigan that designs, manufactures, markets, and distributes vehicles and vehicle parts, and sells financial services, with global headquarters in Detroit's Renaissance Center.

Winmark Corporation

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

Winmark Corporation is a franchisor of five retail store concepts that buy, sell, trade and consign used merchandise primarily in the United States and Canada. The company is headquartered in Minneapolis, Minnesota.

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