WallStSmart

General Mills Inc (GIS)vsUtz Brands Inc (UTZ)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

General Mills Inc generates 1172% more annual revenue ($18.42B vs $1.45B). GIS leads profitability with a -0.5% profit margin vs -0.6%. GIS earns a higher WallStSmart Score of 42/100 (D).

GIS

Hold

42

out of 100

Grade: D

Growth: 2.7Profit: 4.5Value: 4.0Quality: 4.5
Piotroski: 5/9Altman Z: 1.99

UTZ

Hold

37

out of 100

Grade: F

Growth: 3.3Profit: 3.0Value: 5.3Quality: 3.5
Piotroski: 2/9Altman Z: 0.98
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for GIS.

UTZUndervalued (+11.0%)

Margin of Safety

+11.0%

Fair Value

$12.51

Current Price

$14.13

$1.62 discount

UndervaluedFair: $12.51Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GIS0 strengths · Avg: 0/10

No standout strengths identified

UTZ1 strengths · Avg: 8.0/10
Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

GIS4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
2.2%4/10

2.2% revenue growth

Altman Z-ScoreHealth
1.994/10

Grey zone — moderate risk

Debt/EquityHealth
1.843/10

Elevated debt levels

PEG RatioValuation
11.742/10

Expensive relative to growth rate

UTZ4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
2.6%4/10

2.6% revenue growth

Market CapQuality
$1.25B3/10

Smaller company, higher risk/reward

Operating MarginProfitability
1.8%3/10

Operating margin of 1.8%

Debt/EquityHealth
1.483/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : GIS

GIS has a balanced fundamental profile.

Bull Case : UTZ

The strongest argument for UTZ centers on Price/Book.

Bear Case : GIS

The primary concerns for GIS are Revenue Growth, Altman Z-Score, Debt/Equity. Debt-to-equity of 1.84 is elevated, increasing financial risk.

Bear Case : UTZ

The primary concerns for UTZ are Revenue Growth, Market Cap, Operating Margin.

Key Dynamics to Monitor

UTZ carries more volatility with a beta of 0.83 — expect wider price swings.

UTZ is growing revenue faster at 2.6% — sustainability is the question.

GIS generates stronger free cash flow (368M), providing more financial flexibility.

Monitor PACKAGED FOODS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

GIS scores higher overall (42/100 vs 37/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

General Mills Inc

CONSUMER DEFENSIVE · PACKAGED FOODS · USA

General Mills, Inc., is an American multinational manufacturer and marketer of branded consumer foods sold through retail stores. It is headquartered in Golden Valley, Minnesota, a suburb of Minneapolis.

Utz Brands Inc

CONSUMER DEFENSIVE · PACKAGED FOODS · USA

Utz Brands, Inc. is a snack food company. The company is headquartered in Hanover, Pennsylvania.

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