WallStSmart

Graham Holdings Co (GHC)vsUdemy Inc (UDMY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Graham Holdings Co generates 522% more annual revenue ($4.91B vs $789.84M). GHC leads profitability with a 5.9% profit margin vs 0.5%. GHC trades at a lower P/E of 16.0x. GHC earns a higher WallStSmart Score of 51/100 (C-).

GHC

Buy

51

out of 100

Grade: C-

Growth: 4.0Profit: 4.5Value: 4.7Quality: 7.5
Piotroski: 4/9Altman Z: 3.27

UDMY

Avoid

35

out of 100

Grade: F

Growth: 4.0Profit: 4.0Value: 3.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GHCSignificantly Overvalued (-145.2%)

Margin of Safety

-145.2%

Fair Value

$452.34

Current Price

$1070.23

$617.89 premium

UndervaluedFair: $452.34Overvalued
UDMYSignificantly Overvalued (-2210.0%)

Margin of Safety

-2210.0%

Fair Value

$0.20

Current Price

$4.64

$4.44 premium

UndervaluedFair: $0.20Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GHC4 strengths · Avg: 9.3/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.2710/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.269/10

Conservative balance sheet, low leverage

P/E RatioValuation
16.0x8/10

Attractively priced relative to earnings

UDMY0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

GHC4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
0.4%4/10

0.4% revenue growth

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
5.9%3/10

5.9% margin — thin

PEG RatioValuation
4.042/10

Expensive relative to growth rate

UDMY4 concerns · Avg: 3.3/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$652.94M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.9%3/10

ROE of 1.9% — below average capital efficiency

Profit MarginProfitability
0.5%3/10

0.5% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : GHC

The strongest argument for GHC centers on Price/Book, Altman Z-Score, Debt/Equity.

Bull Case : UDMY

UDMY has a balanced fundamental profile.

Bear Case : GHC

The primary concerns for GHC are Revenue Growth, Return on Equity, Profit Margin.

Bear Case : UDMY

The primary concerns for UDMY are EPS Growth, Market Cap, Return on Equity. A P/E of 149.7x leaves little room for execution misses. Thin 0.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

UDMY carries more volatility with a beta of 1.70 — expect wider price swings.

GHC is growing revenue faster at 0.4% — sustainability is the question.

UDMY generates stronger free cash flow (15M), providing more financial flexibility.

Monitor EDUCATION & TRAINING SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

GHC scores higher overall (51/100 vs 35/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Graham Holdings Co

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Graham Holdings Company is a diversified global media and education company. The company is headquartered in Arlington, Virginia.

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Udemy Inc

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Udemy, Inc. operates a platform for teaching and learning skills in the United States and internationally. The company is headquartered in San Francisco, California.

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