WallStSmart

Genesco Inc (GCO)vsUrban Outfitters Inc (URBN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Urban Outfitters Inc generates 158% more annual revenue ($6.32B vs $2.45B). URBN leads profitability with a 7.5% profit margin vs 0.8%. GCO appears more attractively valued with a PEG of 0.68. URBN earns a higher WallStSmart Score of 63/100 (C+).

GCO

Buy

61

out of 100

Grade: C+

Growth: 6.0Profit: 3.5Value: 8.0Quality: 6.0
Piotroski: 5/9Altman Z: 2.68

URBN

Buy

63

out of 100

Grade: C+

Growth: 6.0Profit: 6.5Value: 6.7Quality: 7.5
Piotroski: 6/9Altman Z: 3.32
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GCOUndervalued (+33.5%)

Margin of Safety

+33.5%

Fair Value

$42.72

Current Price

$39.05

$3.67 discount

UndervaluedFair: $42.72Overvalued
URBNUndervalued (+2.0%)

Margin of Safety

+2.0%

Fair Value

$71.98

Current Price

$71.30

$0.68 discount

UndervaluedFair: $71.98Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GCO3 strengths · Avg: 8.7/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

PEG RatioValuation
0.688/10

Growing faster than its price suggests

EPS GrowthGrowth
41.6%8/10

Earnings expanding 41.6% YoY

URBN3 strengths · Avg: 8.7/10
Altman Z-ScoreHealth
3.3210/10

Safe zone — low bankruptcy risk

P/E RatioValuation
14.8x8/10

Attractively priced relative to earnings

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Areas to Watch

GCO4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
2.8%4/10

2.8% revenue growth

Market CapQuality
$421.14M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.6%3/10

ROE of 3.6% — below average capital efficiency

Profit MarginProfitability
0.8%3/10

0.8% margin — thin

URBN2 concerns · Avg: 2.5/10
Profit MarginProfitability
7.5%3/10

7.5% margin — thin

Free Cash FlowQuality
$-177.76M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : GCO

The strongest argument for GCO centers on Price/Book, PEG Ratio, EPS Growth. PEG of 0.68 suggests the stock is reasonably priced for its growth.

Bull Case : URBN

The strongest argument for URBN centers on Altman Z-Score, P/E Ratio, Price/Book. Revenue growth of 11.4% demonstrates continued momentum. PEG of 1.34 suggests the stock is reasonably priced for its growth.

Bear Case : GCO

The primary concerns for GCO are Revenue Growth, Market Cap, Return on Equity. Thin 0.8% margins leave little buffer for downturns.

Bear Case : URBN

The primary concerns for URBN are Profit Margin, Free Cash Flow.

Key Dynamics to Monitor

GCO carries more volatility with a beta of 1.82 — expect wider price swings.

URBN is growing revenue faster at 11.4% — sustainability is the question.

GCO generates stronger free cash flow (121M), providing more financial flexibility.

Monitor APPAREL RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

URBN scores higher overall (63/100 vs 61/100) and 11.4% revenue growth. GCO offers better value entry with a 33.5% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Genesco Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Genesco Inc. is a retailer and wholesaler of footwear, apparel and accessories. The company is headquartered in Nashville, Tennessee.

Urban Outfitters Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Urban Outfitters, Inc. is engaged in the retail and wholesale of general consumer products. The company is headquartered in Philadelphia, Pennsylvania.

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