German American Bancorp Inc (GABC)vsMizuho Financial Group Inc. (MFG)
GABC
German American Bancorp Inc
$41.23
-0.22%
FINANCIAL SERVICES · Cap: $1.52B
MFG
Mizuho Financial Group Inc.
$7.81
+0.77%
FINANCIAL SERVICES · Cap: $92.84B
Smart Verdict
WallStSmart Research — data-driven comparison
Mizuho Financial Group Inc. generates 1174639% more annual revenue ($4.02T vs $342.02M). GABC leads profitability with a 32.9% profit margin vs 26.1%. MFG appears more attractively valued with a PEG of 0.86. GABC earns a higher WallStSmart Score of 76/100 (B+).
GABC
Strong Buy76
out of 100
Grade: B+
MFG
Strong Buy74
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+66.1%
Fair Value
$127.05
Current Price
$41.23
$85.82 discount
Margin of Safety
+42.4%
Fair Value
$17.51
Current Price
$7.81
$9.70 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 47.4%
Revenue surging 45.3% year-over-year
Attractively priced relative to earnings
Earnings expanding 21.7% YoY
Reasonable price relative to book value
Strong operational efficiency at 36.3%
Large-cap with strong market position
Keeps 26 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Areas to Watch
Smaller company, higher risk/reward
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : GABC
The strongest argument for GABC centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 32.9% and operating margin at 47.4%. Revenue growth of 45.3% demonstrates continued momentum.
Bull Case : MFG
The strongest argument for MFG centers on Price/Book, Operating Margin, Market Cap. Profitability is solid with margins at 26.1% and operating margin at 36.3%. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bear Case : GABC
The primary concerns for GABC are Market Cap.
Bear Case : MFG
No major red flags identified for MFG, but monitor valuation.
Key Dynamics to Monitor
GABC profiles as a growth stock while MFG is a mature play — different risk/reward profiles.
GABC carries more volatility with a beta of 0.60 — expect wider price swings.
GABC is growing revenue faster at 45.3% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
GABC scores higher overall (76/100 vs 74/100), backed by strong 32.9% margins and 45.3% revenue growth. MFG offers better value entry with a 42.4% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
German American Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
German American Bancorp, Inc. is the banking holding company of German American Bank providing retail and commercial banking services. The company is headquartered in Jasper, Indiana.
Mizuho Financial Group Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.
Compare with Other BANKS - REGIONAL Stocks
Want to dig deeper into these stocks?