WallStSmart

FS KKR Capital Corp (FSK)vsHartford Financial Services Group (HIG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hartford Financial Services Group generates 1795% more annual revenue ($28.79B vs $1.52B). HIG leads profitability with a 14.1% profit margin vs 0.7%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 77/100 (B+).

FSK

Buy

55

out of 100

Grade: C-

Growth: 7.3Profit: 6.0Value: 3.0Quality: 5.0
Piotroski: 6/9Altman Z: 0.50

HIG

Strong Buy

77

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 8.3Quality: 8.3
Piotroski: 6/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FSK3 strengths · Avg: 9.3/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Operating MarginProfitability
75.6%10/10

Strong operational efficiency at 75.6%

EPS GrowthGrowth
33.8%8/10

Earnings expanding 33.8% YoY

HIG6 strengths · Avg: 9.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
9.6x10/10

Attractively priced relative to earnings

Return on EquityProfitability
22.7%9/10

Every $100 of equity generates 23 in profit

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

Areas to Watch

FSK4 concerns · Avg: 2.8/10
Return on EquityProfitability
0.2%3/10

ROE of 0.2% — below average capital efficiency

Profit MarginProfitability
0.7%3/10

0.7% margin — thin

Debt/EquityHealth
1.193/10

Elevated debt levels

PEG RatioValuation
3.272/10

Expensive relative to growth rate

HIG0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : FSK

The strongest argument for FSK centers on Price/Book, Operating Margin, EPS Growth.

Bull Case : HIG

The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bear Case : FSK

The primary concerns for FSK are Return on Equity, Profit Margin, Debt/Equity. A P/E of 290.5x leaves little room for execution misses. Thin 0.7% margins leave little buffer for downturns.

Bear Case : HIG

No major red flags identified for HIG, but monitor valuation.

Key Dynamics to Monitor

FSK carries more volatility with a beta of 0.91 — expect wider price swings.

HIG is growing revenue faster at 6.1% — sustainability is the question.

HIG generates stronger free cash flow (1.0B), providing more financial flexibility.

Monitor ASSET MANAGEMENT industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HIG scores higher overall (77/100 vs 55/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

FS KKR Capital Corp

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

FS KKR Capital Corp (FSK) is a leading diversified closed-end management investment company that focuses on providing customized financial solutions to middle-market enterprises. Backed by its strategic relationship with KKR, a globally recognized investment firm, FSK has access to a diverse array of investment opportunities, including senior and subordinated debt as well as equity investments. The company prioritizes yield generation and capital preservation through disciplined credit underwriting and robust portfolio management practices, aiming for attractive risk-adjusted returns. With a proven track record of successfully deploying capital throughout varying economic cycles, FSK is well-positioned to adapt to changing market conditions and leverage growth opportunities.

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Hartford Financial Services Group

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.

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