First Savings Financial Group Inc (FSFG)vsItau Unibanco Banco Holding SA (ITUB)
FSFG
First Savings Financial Group Inc
$33.98
0.00%
FINANCIAL SERVICES · Cap: $238.37M
ITUB
Itau Unibanco Banco Holding SA
$7.54
+0.25%
FINANCIAL SERVICES · Cap: $87.62B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 163972% more annual revenue ($138.19B vs $84.22M). ITUB leads profitability with a 33.3% profit margin vs 0.3%. ITUB trades at a lower P/E of 9.8x. ITUB earns a higher WallStSmart Score of 74/100 (B).
FSFG
Strong Buy67
out of 100
Grade: B-
ITUB
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 33.1%
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Reasonable price relative to book value
Areas to Watch
0.3% revenue growth
0.4% earnings growth
Smaller company, higher risk/reward
0.3% margin — thin
Weak financial health signals
Revenue declined 2.1%
Negative free cash flow — burning cash
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : FSFG
The strongest argument for FSFG centers on P/E Ratio, Price/Book.
Bull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 33.3% and operating margin at 33.1%. PEG of 1.35 suggests the stock is reasonably priced for its growth.
Bear Case : FSFG
The primary concerns for FSFG are Revenue Growth, EPS Growth, Market Cap. Debt-to-equity of 2.40 is elevated, increasing financial risk. Thin 0.3% margins leave little buffer for downturns.
Bear Case : ITUB
The primary concerns for ITUB are Piotroski F-Score, Revenue Growth, Free Cash Flow. Debt-to-equity of 4.99 is elevated, increasing financial risk.
Key Dynamics to Monitor
FSFG profiles as a value stock while ITUB is a declining play — different risk/reward profiles.
FSFG carries more volatility with a beta of 0.44 — expect wider price swings.
FSFG is growing revenue faster at 0.3% — sustainability is the question.
FSFG generates stronger free cash flow (105M), providing more financial flexibility.
Bottom Line
ITUB scores higher overall (74/100 vs 67/100), backed by strong 33.3% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
First Savings Financial Group Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
First Savings Financial Group, Inc. is a financial holding company for First Savings Bank in Southern Indiana. The company is headquartered in Jeffersonville, Indiana.
Visit Website →Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
Compare with Other BANKS - REGIONAL Stocks
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