WallStSmart

Floor & Decor Holdings Inc (FND)vsUxin Ltd (UXIN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Floor & Decor Holdings Inc generates 1415% more annual revenue ($4.71B vs $311.05M). FND leads profitability with a 4.9% profit margin vs 0.0%. FND earns a higher WallStSmart Score of 53/100 (C-).

FND

Buy

53

out of 100

Grade: C-

Growth: 6.0Profit: 5.0Value: 6.0Quality: 6.0
Piotroski: 4/9Altman Z: 2.05

UXIN

Avoid

33

out of 100

Grade: F

Growth: 7.3Profit: 2.5Value: 5.0Quality: 5.0
Piotroski: 4/9Altman Z: -10.38
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+15.1%)

Margin of Safety

+15.1%

Fair Value

$81.23

Current Price

$47.34

$33.89 discount

UndervaluedFair: $81.23Overvalued

Intrinsic value data unavailable for UXIN.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND2 strengths · Avg: 9.0/10
EPS GrowthGrowth
53.4%10/10

Earnings expanding 53.4% YoY

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

UXIN2 strengths · Avg: 10.0/10
Revenue GrowthGrowth
112.9%10/10

Revenue surging 112.9% year-over-year

Debt/EquityHealth
-5.4610/10

Conservative balance sheet, low leverage

Areas to Watch

FND3 concerns · Avg: 3.7/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

Profit MarginProfitability
4.9%3/10

4.9% margin — thin

UXIN4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$255.18M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Return on EquityProfitability
-93.6%2/10

ROE of -93.6% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on EPS Growth, Price/Book.

Bull Case : UXIN

The strongest argument for UXIN centers on Revenue Growth, Debt/Equity. Revenue growth of 112.9% demonstrates continued momentum.

Bear Case : FND

The primary concerns for FND are PEG Ratio, Revenue Growth, Profit Margin. Thin 4.9% margins leave little buffer for downturns.

Bear Case : UXIN

The primary concerns for UXIN are EPS Growth, Market Cap, Profit Margin.

Key Dynamics to Monitor

FND profiles as a value stock while UXIN is a hypergrowth play — different risk/reward profiles.

FND carries more volatility with a beta of 1.55 — expect wider price swings.

UXIN is growing revenue faster at 112.9% — sustainability is the question.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

FND scores higher overall (53/100 vs 33/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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Uxin Ltd

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · China

Uxin Limited, an investment holding company, operates a used car e-commerce platform in China. The company is headquartered in Beijing, China.

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