Floor & Decor Holdings Inc (FND)vsUnited Homes Group Inc. (UHG)
FND
Floor & Decor Holdings Inc
$47.41
-3.05%
CONSUMER CYCLICAL · Cap: $5.77B
UHG
United Homes Group Inc.
$1.22
0.00%
CONSUMER CYCLICAL · Cap: $71.77M
Smart Verdict
WallStSmart Research — data-driven comparison
Floor & Decor Holdings Inc generates 1050% more annual revenue ($4.68B vs $406.69M). FND leads profitability with a 4.3% profit margin vs -4.0%. FND earns a higher WallStSmart Score of 40/100 (D).
FND
Hold40
out of 100
Grade: D
UHG
Hold39
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+15.3%
Fair Value
$81.36
Current Price
$47.41
$33.95 discount
Margin of Safety
+33.9%
Fair Value
$3.63
Current Price
$1.22
$2.41 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Reasonable price relative to book value
Earnings expanding 278.1% YoY
Areas to Watch
Expensive relative to growth rate
Moderate valuation
4.3% margin — thin
Operating margin of 4.5%
Smaller company, higher risk/reward
Operating margin of 1.2%
ROE of -30.7% — below average capital efficiency
Revenue declined 8.5%
Comparative Analysis Report
WallStSmart ResearchBull Case : FND
The strongest argument for FND centers on Price/Book.
Bull Case : UHG
The strongest argument for UHG centers on Price/Book, EPS Growth.
Bear Case : FND
The primary concerns for FND are PEG Ratio, P/E Ratio, Profit Margin. Thin 4.3% margins leave little buffer for downturns.
Bear Case : UHG
The primary concerns for UHG are Market Cap, Operating Margin, Return on Equity. Debt-to-equity of 2.82 is elevated, increasing financial risk.
Key Dynamics to Monitor
FND profiles as a value stock while UHG is a turnaround play — different risk/reward profiles.
FND carries more volatility with a beta of 1.62 — expect wider price swings.
FND is growing revenue faster at -0.7% — sustainability is the question.
FND generates stronger free cash flow (46M), providing more financial flexibility.
Bottom Line
FND scores higher overall (40/100 vs 39/100). UHG offers better value entry with a 33.9% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Floor & Decor Holdings Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.
Visit Website →United Homes Group Inc.
CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA
United Homes Group, Inc. is a homebuilder in the Southeast that provides affordable homes for the entry-level and first move-up byer segments. The company is headquartered in Irmo, South Carolina.
Visit Website →Compare with Other HOME IMPROVEMENT RETAIL Stocks
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