WallStSmart

Floor & Decor Holdings Inc (FND)vsTRI Pointe Homes Inc (TPH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Floor & Decor Holdings Inc generates 44% more annual revenue ($4.68B vs $3.25B). TPH leads profitability with a 5.7% profit margin vs 4.3%. TPH appears more attractively valued with a PEG of 1.49. TPH earns a higher WallStSmart Score of 49/100 (D+).

FND

Hold

40

out of 100

Grade: D

Growth: 2.7Profit: 4.5Value: 6.0Quality: 5.5
Piotroski: 3/9Altman Z: 2.05

TPH

Hold

49

out of 100

Grade: D+

Growth: 2.0Profit: 4.5Value: 5.7Quality: 7.8
Piotroski: 4/9Altman Z: 4.07
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+15.3%)

Margin of Safety

+15.3%

Fair Value

$81.36

Current Price

$47.41

$33.95 discount

UndervaluedFair: $81.36Overvalued

Intrinsic value data unavailable for TPH.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND1 strengths · Avg: 8.0/10
Price/BookValuation
2.1x8/10

Reasonable price relative to book value

TPH2 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
4.0710/10

Safe zone — low bankruptcy risk

Areas to Watch

FND4 concerns · Avg: 3.5/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

P/E RatioValuation
29.0x4/10

Moderate valuation

Profit MarginProfitability
4.3%3/10

4.3% margin — thin

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

TPH4 concerns · Avg: 2.8/10
Return on EquityProfitability
5.5%3/10

ROE of 5.5% — below average capital efficiency

Profit MarginProfitability
5.7%3/10

5.7% margin — thin

Operating MarginProfitability
1.3%3/10

Operating margin of 1.3%

Revenue GrowthGrowth
-29.6%2/10

Revenue declined 29.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on Price/Book.

Bull Case : TPH

The strongest argument for TPH centers on Price/Book, Altman Z-Score. PEG of 1.49 suggests the stock is reasonably priced for its growth.

Bear Case : FND

The primary concerns for FND are PEG Ratio, P/E Ratio, Profit Margin. Thin 4.3% margins leave little buffer for downturns.

Bear Case : TPH

The primary concerns for TPH are Return on Equity, Profit Margin, Operating Margin.

Key Dynamics to Monitor

FND carries more volatility with a beta of 1.62 — expect wider price swings.

FND is growing revenue faster at -0.7% — sustainability is the question.

FND generates stronger free cash flow (46M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

TPH scores higher overall (49/100 vs 40/100). FND offers better value entry with a 15.3% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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TRI Pointe Homes Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Tri Pointe Homes, Inc. is dedicated to the design, construction and sale of attached and semi-detached single-family homes in the United States. The company is headquartered in Irvine, California.

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