WallStSmart

Floor & Decor Holdings Inc (FND)vsPattern Group Inc. Series A Common Stock (PTRN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Floor & Decor Holdings Inc generates 56% more annual revenue ($4.71B vs $3.01B). FND leads profitability with a 4.9% profit margin vs 0.9%. FND earns a higher WallStSmart Score of 53/100 (C-).

FND

Buy

53

out of 100

Grade: C-

Growth: 6.0Profit: 5.0Value: 5.3Quality: 6.0
Piotroski: 4/9Altman Z: 2.05

PTRN

Hold

36

out of 100

Grade: F

Growth: 7.3Profit: 3.5Value: 5.0Quality: 8.0
Piotroski: 2/9Altman Z: 4.20
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+14.8%)

Margin of Safety

+14.8%

Fair Value

$80.92

Current Price

$49.09

$31.83 discount

UndervaluedFair: $80.92Overvalued

Intrinsic value data unavailable for PTRN.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND2 strengths · Avg: 9.0/10
EPS GrowthGrowth
53.4%10/10

Earnings expanding 53.4% YoY

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

PTRN3 strengths · Avg: 10.0/10
Revenue GrowthGrowth
46.6%10/10

Revenue surging 46.6% year-over-year

Debt/EquityHealth
0.0810/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.2010/10

Safe zone — low bankruptcy risk

Areas to Watch

FND3 concerns · Avg: 3.7/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

Profit MarginProfitability
4.9%3/10

4.9% margin — thin

PTRN4 concerns · Avg: 2.8/10
Profit MarginProfitability
0.9%3/10

0.9% margin — thin

Operating MarginProfitability
4.0%3/10

Operating margin of 4.0%

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-23.2%2/10

ROE of -23.2% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on EPS Growth, Price/Book.

Bull Case : PTRN

The strongest argument for PTRN centers on Revenue Growth, Debt/Equity, Altman Z-Score. Revenue growth of 46.6% demonstrates continued momentum.

Bear Case : FND

The primary concerns for FND are PEG Ratio, Revenue Growth, Profit Margin. Thin 4.9% margins leave little buffer for downturns.

Bear Case : PTRN

The primary concerns for PTRN are Profit Margin, Operating Margin, Piotroski F-Score. Thin 0.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

FND profiles as a value stock while PTRN is a hypergrowth play — different risk/reward profiles.

PTRN is growing revenue faster at 46.6% — sustainability is the question.

FND generates stronger free cash flow (96M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

FND scores higher overall (53/100 vs 36/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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Pattern Group Inc. Series A Common Stock

CONSUMER CYCLICAL · INTERNET RETAIL · USA

Pattern Group Inc. operates online marketplaces that sell various consumer products. The company is headquartered in Lehi, Utah.

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