WallStSmart

Floor & Decor Holdings Inc (FND)vsJerash Holdings US Inc (JRSH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Floor & Decor Holdings Inc generates 2964% more annual revenue ($4.68B vs $152.62M). FND leads profitability with a 4.3% profit margin vs 1.2%. JRSH trades at a lower P/E of 24.4x. FND earns a higher WallStSmart Score of 40/100 (D).

FND

Hold

40

out of 100

Grade: D

Growth: 2.7Profit: 4.5Value: 6.0Quality: 5.5
Piotroski: 3/9Altman Z: 2.05

JRSH

Hold

39

out of 100

Grade: F

Growth: 4.7Profit: 4.5Value: 6.3Quality: 8.5
Piotroski: 4/9Altman Z: 4.62
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+15.3%)

Margin of Safety

+15.3%

Fair Value

$81.36

Current Price

$47.41

$33.95 discount

UndervaluedFair: $81.36Overvalued
JRSHUndervalued (+27.7%)

Margin of Safety

+27.7%

Fair Value

$4.69

Current Price

$3.40

$1.29 discount

UndervaluedFair: $4.69Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND1 strengths · Avg: 8.0/10
Price/BookValuation
2.1x8/10

Reasonable price relative to book value

JRSH4 strengths · Avg: 9.3/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
4.6210/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.159/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
18.0%8/10

18.0% revenue growth

Areas to Watch

FND4 concerns · Avg: 3.5/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

P/E RatioValuation
29.0x4/10

Moderate valuation

Profit MarginProfitability
4.3%3/10

4.3% margin — thin

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

JRSH4 concerns · Avg: 3.0/10
Market CapQuality
$43.43M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.8%3/10

ROE of 2.8% — below average capital efficiency

Profit MarginProfitability
1.2%3/10

1.2% margin — thin

Operating MarginProfitability
4.7%3/10

Operating margin of 4.7%

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on Price/Book.

Bull Case : JRSH

The strongest argument for JRSH centers on Price/Book, Altman Z-Score, Debt/Equity. Revenue growth of 18.0% demonstrates continued momentum.

Bear Case : FND

The primary concerns for FND are PEG Ratio, P/E Ratio, Profit Margin. Thin 4.3% margins leave little buffer for downturns.

Bear Case : JRSH

The primary concerns for JRSH are Market Cap, Return on Equity, Profit Margin. Thin 1.2% margins leave little buffer for downturns.

Key Dynamics to Monitor

FND profiles as a value stock while JRSH is a growth play — different risk/reward profiles.

FND carries more volatility with a beta of 1.62 — expect wider price swings.

JRSH is growing revenue faster at 18.0% — sustainability is the question.

FND generates stronger free cash flow (46M), providing more financial flexibility.

Bottom Line

FND scores higher overall (40/100 vs 39/100). JRSH offers better value entry with a 27.7% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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Jerash Holdings US Inc

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

Jerash Holdings (USA), Inc., manufactures and exports custom and tailored sports and outdoor apparel. The company is headquartered in Fairfield, New Jersey.

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