WallStSmart

Floor & Decor Holdings Inc (FND)vsJerash Holdings US Inc (JRSH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Floor & Decor Holdings Inc generates 2712% more annual revenue ($4.68B vs $166.26M). FND leads profitability with a 4.3% profit margin vs 2.1%. JRSH trades at a lower P/E of 17.1x. JRSH earns a higher WallStSmart Score of 46/100 (D+).

FND

Hold

40

out of 100

Grade: D

Growth: 2.7Profit: 4.5Value: 4.7Quality: 5.5
Piotroski: 3/9Altman Z: 2.05

JRSH

Hold

46

out of 100

Grade: D+

Growth: 6.0Profit: 5.0Value: 7.7Quality: 8.5
Piotroski: 4/9Altman Z: 4.75
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+14.1%)

Margin of Safety

+14.1%

Fair Value

$80.23

Current Price

$55.27

$24.96 discount

UndervaluedFair: $80.23Overvalued
JRSHUndervalued (+32.9%)

Margin of Safety

+32.9%

Fair Value

$5.05

Current Price

$4.45

$0.60 discount

UndervaluedFair: $5.05Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND1 strengths · Avg: 8.0/10
Price/BookValuation
2.4x8/10

Reasonable price relative to book value

JRSH5 strengths · Avg: 9.4/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
46.6%10/10

Revenue surging 46.6% year-over-year

Altman Z-ScoreHealth
4.7510/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

P/E RatioValuation
17.1x8/10

Attractively priced relative to earnings

Areas to Watch

FND4 concerns · Avg: 3.5/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

P/E RatioValuation
30.9x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
4.3%3/10

4.3% margin — thin

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

JRSH4 concerns · Avg: 2.8/10
Market CapQuality
$58.80M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.8%3/10

ROE of 2.8% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

EPS GrowthGrowth
-27.3%2/10

Earnings declined 27.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on Price/Book.

Bull Case : JRSH

The strongest argument for JRSH centers on Price/Book, Revenue Growth, Altman Z-Score. Revenue growth of 46.6% demonstrates continued momentum.

Bear Case : FND

The primary concerns for FND are PEG Ratio, P/E Ratio, Profit Margin. Thin 4.3% margins leave little buffer for downturns.

Bear Case : JRSH

The primary concerns for JRSH are Market Cap, Return on Equity, Profit Margin. Thin 2.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

FND profiles as a value stock while JRSH is a hypergrowth play — different risk/reward profiles.

FND carries more volatility with a beta of 1.58 — expect wider price swings.

JRSH is growing revenue faster at 46.6% — sustainability is the question.

FND generates stronger free cash flow (46M), providing more financial flexibility.

Bottom Line

JRSH scores higher overall (46/100 vs 40/100) and 46.6% revenue growth. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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Jerash Holdings US Inc

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

Jerash Holdings (USA), Inc., manufactures and exports custom and tailored sports and outdoor apparel. The company is headquartered in Fairfield, New Jersey.

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