WallStSmart

Floor & Decor Holdings Inc (FND)vsInspirato Inc (ISPO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Floor & Decor Holdings Inc generates 1788% more annual revenue ($4.68B vs $247.65M). FND leads profitability with a 4.3% profit margin vs -4.2%. FND earns a higher WallStSmart Score of 40/100 (D).

FND

Hold

40

out of 100

Grade: D

Growth: 2.7Profit: 4.5Value: 6.0Quality: 5.5
Piotroski: 3/9Altman Z: 2.05

ISPO

Avoid

22

out of 100

Grade: F

Growth: 3.3Profit: 2.5Value: 4.7Quality: 5.0
Piotroski: 5/9Altman Z: -1.21
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+15.3%)

Margin of Safety

+15.3%

Fair Value

$81.36

Current Price

$47.41

$33.95 discount

UndervaluedFair: $81.36Overvalued
ISPOFair Value (-3.1%)

Margin of Safety

-3.1%

Fair Value

$4.13

Current Price

$4.26

$0.13 premium

UndervaluedFair: $4.13Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND1 strengths · Avg: 8.0/10
Price/BookValuation
2.1x8/10

Reasonable price relative to book value

ISPO1 strengths · Avg: 10.0/10
Debt/EquityHealth
-1.3510/10

Conservative balance sheet, low leverage

Areas to Watch

FND4 concerns · Avg: 3.5/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

P/E RatioValuation
29.0x4/10

Moderate valuation

Profit MarginProfitability
4.3%3/10

4.3% margin — thin

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

ISPO4 concerns · Avg: 2.5/10
Market CapQuality
$54.20M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Revenue GrowthGrowth
-19.6%2/10

Revenue declined 19.6%

EPS GrowthGrowth
-54.1%2/10

Earnings declined 54.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on Price/Book.

Bull Case : ISPO

The strongest argument for ISPO centers on Debt/Equity.

Bear Case : FND

The primary concerns for FND are PEG Ratio, P/E Ratio, Profit Margin. Thin 4.3% margins leave little buffer for downturns.

Bear Case : ISPO

The primary concerns for ISPO are Market Cap, Return on Equity, Revenue Growth.

Key Dynamics to Monitor

FND profiles as a value stock while ISPO is a turnaround play — different risk/reward profiles.

FND carries more volatility with a beta of 1.62 — expect wider price swings.

FND is growing revenue faster at -0.7% — sustainability is the question.

FND generates stronger free cash flow (46M), providing more financial flexibility.

Bottom Line

FND scores higher overall (40/100 vs 22/100). Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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Inspirato Inc

CONSUMER CYCLICAL · TRAVEL SERVICES · USA

Inspirato Incorporated is a luxury subscription travel company. The company is headquartered in Denver, Colorado.

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