WallStSmart

Floor & Decor Holdings Inc (FND)vsThe Intergroup Corporation (INTG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Floor & Decor Holdings Inc generates 6413% more annual revenue ($4.68B vs $71.79M). FND leads profitability with a 4.3% profit margin vs -0.3%. INTG earns a higher WallStSmart Score of 46/100 (D+).

FND

Hold

40

out of 100

Grade: D

Growth: 2.7Profit: 4.5Value: 6.0Quality: 5.5
Piotroski: 3/9Altman Z: 2.05

INTG

Hold

46

out of 100

Grade: D+

Growth: 8.7Profit: 5.0Value: 5.3Quality: 7.5
Piotroski: 6/9Altman Z: -0.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+15.3%)

Margin of Safety

+15.3%

Fair Value

$81.36

Current Price

$47.41

$33.95 discount

UndervaluedFair: $81.36Overvalued
INTGUndervalued (+0.3%)

Margin of Safety

+0.3%

Fair Value

$29.64

Current Price

$37.41

$7.77 discount

UndervaluedFair: $29.64Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND1 strengths · Avg: 8.0/10
Price/BookValuation
2.1x8/10

Reasonable price relative to book value

INTG4 strengths · Avg: 9.0/10
EPS GrowthGrowth
1238.0%10/10

Earnings expanding 1238.0% YoY

Debt/EquityHealth
-2.3010/10

Conservative balance sheet, low leverage

Operating MarginProfitability
20.9%8/10

Strong operational efficiency at 20.9%

Revenue GrowthGrowth
21.1%8/10

Revenue surging 21.1% year-over-year

Areas to Watch

FND4 concerns · Avg: 3.5/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

P/E RatioValuation
29.0x4/10

Moderate valuation

Profit MarginProfitability
4.3%3/10

4.3% margin — thin

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

INTG4 concerns · Avg: 2.3/10
Market CapQuality
$69.88M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Altman Z-ScoreHealth
-0.022/10

Distress zone — elevated risk

Profit MarginProfitability
-0.3%1/10

Currently unprofitable

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on Price/Book.

Bull Case : INTG

The strongest argument for INTG centers on EPS Growth, Debt/Equity, Operating Margin. Revenue growth of 21.1% demonstrates continued momentum.

Bear Case : FND

The primary concerns for FND are PEG Ratio, P/E Ratio, Profit Margin. Thin 4.3% margins leave little buffer for downturns.

Bear Case : INTG

The primary concerns for INTG are Market Cap, Return on Equity, Altman Z-Score.

Key Dynamics to Monitor

FND profiles as a value stock while INTG is a growth play — different risk/reward profiles.

FND carries more volatility with a beta of 1.62 — expect wider price swings.

INTG is growing revenue faster at 21.1% — sustainability is the question.

FND generates stronger free cash flow (46M), providing more financial flexibility.

Bottom Line

INTG scores higher overall (46/100 vs 40/100) and 21.1% revenue growth. FND offers better value entry with a 15.3% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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The Intergroup Corporation

CONSUMER CYCLICAL · LODGING · USA

InterGroup Corporation operates a hotel under the name Hilton San Francisco Financial District located in San Francisco, California. The company is headquartered in Los Angeles, California.

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