WallStSmart

Fiserv, Inc. Common Stock (FISV)vsSonos Inc (SONO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

FISV leads profitability with a 0.0% profit margin vs -122.0%. FISV earns a higher WallStSmart Score of 46/100 (D+).

FISV

Hold

46

out of 100

Grade: D+

Growth: 4.7Profit: 4.0Value: 8.3Quality: 4.8
Piotroski: 5/9Altman Z: 1.31

SONO

Hold

42

out of 100

Grade: D

Growth: 4.7Profit: 4.0Value: 5.0Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FISV3 strengths · Avg: 8.7/10
P/E RatioValuation
8.9x10/10

Attractively priced relative to earnings

PEG RatioValuation
0.938/10

Growing faster than its price suggests

Free Cash FlowQuality
$1.53B8/10

Generating 1.5B in free cash flow

SONO1 strengths · Avg: 10.0/10
EPS GrowthGrowth
87.5%10/10

Earnings expanding 87.5% YoY

Areas to Watch

FISV4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

SONO4 concerns · Avg: 2.0/10
Market CapQuality
$1.60B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-3.9%2/10

ROE of -3.9% — below average capital efficiency

Revenue GrowthGrowth
-90.0%2/10

Revenue declined 90.0%

Profit MarginProfitability
-122.0%1/10

Currently unprofitable

Comparative Analysis Report

WallStSmart Research

Bull Case : FISV

The strongest argument for FISV centers on P/E Ratio, PEG Ratio, Free Cash Flow. PEG of 0.93 suggests the stock is reasonably priced for its growth.

Bull Case : SONO

The strongest argument for SONO centers on EPS Growth.

Bear Case : FISV

The primary concerns for FISV are Revenue Growth, EPS Growth, Return on Equity.

Bear Case : SONO

The primary concerns for SONO are Market Cap, Return on Equity, Revenue Growth.

Key Dynamics to Monitor

FISV profiles as a value stock while SONO is a turnaround play — different risk/reward profiles.

FISV is growing revenue faster at 0.0% — sustainability is the question.

FISV generates stronger free cash flow (1.5B), providing more financial flexibility.

Monitor SOFTWARE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

FISV scores higher overall (46/100 vs 42/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Fiserv, Inc. Common Stock

TECHNOLOGY · SOFTWARE · USA

Fiserv, Inc. is an American multinational company headquartered in Brookfield, Wisconsin that provides financial technology and financial services. The company's clients include banks, thrifts, credit unions, securities broker dealers, leasing and finance companies, and retailers.

Sonos Inc

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Sonos, Inc. designs, develops, manufactures, and sells multi-room audio products in the Americas, Europe, the Middle East, Africa, and Asia Pacific. The company is headquartered in Santa Barbara, California.

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