WallStSmart

Fiserv, Inc. (FISV)vsIntel Corporation (INTC)

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Smart Verdict

WallStSmart Research — data-driven comparison

FISV leads profitability with a 0.0% profit margin vs -20.1%. INTC appears more attractively valued with a PEG of 0.50. INTC earns a higher WallStSmart Score of 48/100 (D+).

FISV

Hold

47

out of 100

Grade: D+

Growth: 4.7Profit: 4.5Value: 7.0Quality: 4.0
Piotroski: 3/9Altman Z: 1.27

INTC

Hold

48

out of 100

Grade: D+

Growth: 4.0Profit: 4.0Value: 6.7Quality: 6.0
Piotroski: 5/9Altman Z: 1.69

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FISV1 strengths · Avg: 10.0/10
P/E RatioValuation
9.2x10/10

Attractively priced relative to earnings

INTC5 strengths · Avg: 8.8/10
Market CapQuality
$349.51B10/10

Mega-cap, among the largest globally

PEG RatioValuation
0.5010/10

Growing faster than its price suggests

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
20.9%8/10

Revenue surging 20.9% year-over-year

Free Cash FlowQuality
$4.45B8/10

Generating 4.5B in free cash flow

Areas to Watch

FISV4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Operating MarginProfitability
0.0%3/10

Operating margin of 0.0%

INTC4 concerns · Avg: 2.3/10
Altman Z-ScoreHealth
1.694/10

Distress zone — elevated risk

Return on EquityProfitability
-12.9%2/10

ROE of -12.9% — below average capital efficiency

EPS GrowthGrowth
-33.3%2/10

Earnings declined 33.3%

Profit MarginProfitability
-20.1%1/10

Currently unprofitable

Comparative Analysis Report

WallStSmart Research

Bull Case : FISV

The strongest argument for FISV centers on P/E Ratio. PEG of 1.42 suggests the stock is reasonably priced for its growth.

Bull Case : INTC

The strongest argument for INTC centers on Market Cap, PEG Ratio, Price/Book. Revenue growth of 20.9% demonstrates continued momentum. PEG of 0.50 suggests the stock is reasonably priced for its growth.

Bear Case : FISV

The primary concerns for FISV are Revenue Growth, EPS Growth, Profit Margin.

Bear Case : INTC

The primary concerns for INTC are Altman Z-Score, Return on Equity, EPS Growth.

Key Dynamics to Monitor

FISV profiles as a value stock while INTC is a growth play — different risk/reward profiles.

INTC is growing revenue faster at 20.9% — sustainability is the question.

INTC generates stronger free cash flow (4.5B), providing more financial flexibility.

Monitor SOFTWARE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

INTC scores higher overall (48/100 vs 47/100) and 20.9% revenue growth. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Fiserv, Inc.

TECHNOLOGY · SOFTWARE · USA

Fiserv, Inc. is an American multinational company headquartered in Brookfield, Wisconsin that provides financial technology and financial services. The company's clients include banks, thrifts, credit unions, securities broker dealers, leasing and finance companies, and retailers.

Intel Corporation

TECHNOLOGY · SEMICONDUCTORS · USA

Intel Corporation is an American multinational corporation and technology company headquartered in Santa Clara, California, in Silicon Valley. It is the world's largest semiconductor chip manufacturer by revenue, and is the developer of the x86 series of microprocessors, the processors found in most personal computers (PCs).

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