WallStSmart

Fidelity National Information Services Inc (FIS)vsVerra Mobility Corp (VRRM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Fidelity National Information Services Inc generates 1068% more annual revenue ($11.44B vs $979.39M). FIS leads profitability with a 23.4% profit margin vs 13.4%. VRRM trades at a lower P/E of 5.7x. FIS earns a higher WallStSmart Score of 87/100 (A).

FIS

Exceptional Buy

87

out of 100

Grade: A

Growth: 8.0Profit: 7.5Value: 8.7Quality: 3.5
Piotroski: 4/9Altman Z: -0.22

VRRM

Buy

57

out of 100

Grade: C

Growth: 4.0Profit: 8.0Value: 7.0Quality: 7.0
Piotroski: 6/9Altman Z: 1.21
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FISUndervalued (+8.2%)

Margin of Safety

+8.2%

Fair Value

$52.61

Current Price

$40.95

$11.66 discount

UndervaluedFair: $52.61Overvalued
VRRMUndervalued (+12.3%)

Margin of Safety

+12.3%

Fair Value

$21.18

Current Price

$4.31

$16.87 discount

UndervaluedFair: $21.18Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FIS6 strengths · Avg: 9.8/10
PEG RatioValuation
0.2210/10

Growing faster than its price suggests

P/E RatioValuation
7.6x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
30.1%10/10

Revenue surging 30.1% year-over-year

EPS GrowthGrowth
3041.0%10/10

Earnings expanding 3041.0% YoY

Profit MarginProfitability
23.4%9/10

Keeps 23 of every $100 in revenue as profit

VRRM5 strengths · Avg: 9.0/10
P/E RatioValuation
5.7x10/10

Attractively priced relative to earnings

Return on EquityProfitability
48.2%10/10

Every $100 of equity generates 48 in profit

Debt/EquityHealth
0.279/10

Conservative balance sheet, low leverage

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Operating MarginProfitability
23.2%8/10

Strong operational efficiency at 23.2%

Areas to Watch

FIS2 concerns · Avg: 2.5/10
Debt/EquityHealth
1.323/10

Elevated debt levels

Altman Z-ScoreHealth
-0.222/10

Distress zone — elevated risk

VRRM4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.1%4/10

0.1% revenue growth

Market CapQuality
$709.40M3/10

Smaller company, higher risk/reward

EPS GrowthGrowth
-15.0%2/10

Earnings declined 15.0%

Altman Z-ScoreHealth
1.212/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : FIS

The strongest argument for FIS centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 23.4% and operating margin at 16.4%. Revenue growth of 30.1% demonstrates continued momentum.

Bull Case : VRRM

The strongest argument for VRRM centers on P/E Ratio, Return on Equity, Debt/Equity.

Bear Case : FIS

The primary concerns for FIS are Debt/Equity, Altman Z-Score.

Bear Case : VRRM

The primary concerns for VRRM are Revenue Growth, Market Cap, EPS Growth.

Key Dynamics to Monitor

FIS profiles as a growth stock while VRRM is a value play — different risk/reward profiles.

FIS carries more volatility with a beta of 0.80 — expect wider price swings.

FIS is growing revenue faster at 30.1% — sustainability is the question.

FIS generates stronger free cash flow (695M), providing more financial flexibility.

Bottom Line

FIS scores higher overall (87/100 vs 57/100), backed by strong 23.4% margins and 30.1% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Fidelity National Information Services Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

FIS is an American Fortune 500 company which offers a wide range of financial products and services. Headquartered in Jacksonville, Florida, FIS employs approximately 63,000 people worldwide. FIS is most known for its development of Financial Technology, or FinTech, and as of Q2 2020 it offers its solutions in three primary segments: Merchant Solutions, Banking Solutions, and Capital Market Solutions.

Verra Mobility Corp

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Verra Mobility Corporation provides smart mobility technology solutions and services in the United States, Canada, and Europe. The company is headquartered in Mesa, Arizona.

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