WallStSmart

Fidelity National Information Services Inc (FIS)vsVerra Mobility Corp (VRRM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Fidelity National Information Services Inc generates 991% more annual revenue ($10.68B vs $979.08M). VRRM leads profitability with a 14.0% profit margin vs 3.6%. VRRM trades at a lower P/E of 16.8x. FIS earns a higher WallStSmart Score of 67/100 (B-).

FIS

Strong Buy

67

out of 100

Grade: B-

Growth: 6.7Profit: 5.5Value: 4.7Quality: 5.0
Piotroski: 5/9Altman Z: -0.02

VRRM

Buy

63

out of 100

Grade: C+

Growth: 8.0Profit: 8.0Value: 8.3Quality: 5.3
Piotroski: 3/9Altman Z: 1.17
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FISSignificantly Overvalued (-41.4%)

Margin of Safety

-41.4%

Fair Value

$34.16

Current Price

$47.60

$13.44 premium

UndervaluedFair: $34.16Overvalued
VRRMUndervalued (+53.3%)

Margin of Safety

+53.3%

Fair Value

$39.78

Current Price

$14.28

$25.50 discount

UndervaluedFair: $39.78Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FIS4 strengths · Avg: 9.0/10
PEG RatioValuation
0.2810/10

Growing faster than its price suggests

EPS GrowthGrowth
88.1%10/10

Earnings expanding 88.1% YoY

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Operating MarginProfitability
24.6%8/10

Strong operational efficiency at 24.6%

VRRM5 strengths · Avg: 8.4/10
Return on EquityProfitability
49.0%10/10

Every $100 of equity generates 49 in profit

P/E RatioValuation
16.8x8/10

Attractively priced relative to earnings

Operating MarginProfitability
20.3%8/10

Strong operational efficiency at 20.3%

Revenue GrowthGrowth
16.4%8/10

16.4% revenue growth

EPS GrowthGrowth
38.1%8/10

Earnings expanding 38.1% YoY

Areas to Watch

FIS4 concerns · Avg: 2.5/10
Return on EquityProfitability
2.6%3/10

ROE of 2.6% — below average capital efficiency

Profit MarginProfitability
3.6%3/10

3.6% margin — thin

P/E RatioValuation
67.3x2/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
-0.022/10

Distress zone — elevated risk

VRRM2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
1.172/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : FIS

The strongest argument for FIS centers on PEG Ratio, EPS Growth, Price/Book. PEG of 0.28 suggests the stock is reasonably priced for its growth.

Bull Case : VRRM

The strongest argument for VRRM centers on Return on Equity, P/E Ratio, Operating Margin. Revenue growth of 16.4% demonstrates continued momentum.

Bear Case : FIS

The primary concerns for FIS are Return on Equity, Profit Margin, P/E Ratio. A P/E of 67.3x leaves little room for execution misses. Thin 3.6% margins leave little buffer for downturns.

Bear Case : VRRM

The primary concerns for VRRM are Piotroski F-Score, Altman Z-Score.

Key Dynamics to Monitor

FIS profiles as a value stock while VRRM is a growth play — different risk/reward profiles.

FIS carries more volatility with a beta of 0.91 — expect wider price swings.

VRRM is growing revenue faster at 16.4% — sustainability is the question.

FIS generates stronger free cash flow (779M), providing more financial flexibility.

Bottom Line

FIS scores higher overall (67/100 vs 63/100). VRRM offers better value entry with a 53.3% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Fidelity National Information Services Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

FIS is an American Fortune 500 company which offers a wide range of financial products and services. Headquartered in Jacksonville, Florida, FIS employs approximately 63,000 people worldwide. FIS is most known for its development of Financial Technology, or FinTech, and as of Q2 2020 it offers its solutions in three primary segments: Merchant Solutions, Banking Solutions, and Capital Market Solutions.

Verra Mobility Corp

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Verra Mobility Corporation provides smart mobility technology solutions and services in the United States, Canada, and Europe. The company is headquartered in Mesa, Arizona.

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