WallStSmart

Fidelity National Information Services Inc (FIS)vsN-Able Inc (NABL)

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Smart Verdict

WallStSmart Research — data-driven comparison

Fidelity National Information Services Inc generates 2187% more annual revenue ($12.20B vs $533.41M). FIS leads profitability with a 27.7% profit margin vs -1.0%. FIS earns a higher WallStSmart Score of 89/100 (A).

FIS

Exceptional Buy

89

out of 100

Grade: A

Growth: 7.3Profit: 8.0Value: 8.7Quality: 3.5
Piotroski: 4/9Altman Z: -0.22

NABL

Hold

42

out of 100

Grade: D

Growth: 5.3Profit: 3.5Value: 6.7Quality: 4.5
Piotroski: 3/9Altman Z: 1.33
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FISUndervalued (+12.9%)

Margin of Safety

+12.9%

Fair Value

$55.47

Current Price

$35.62

$19.85 discount

UndervaluedFair: $55.47Overvalued
NABLUndervalued (+34.1%)

Margin of Safety

+34.1%

Fair Value

$8.25

Current Price

$3.84

$4.41 discount

UndervaluedFair: $8.25Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FIS6 strengths · Avg: 9.7/10
PEG RatioValuation
0.2210/10

Growing faster than its price suggests

P/E RatioValuation
6.1x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

EPS GrowthGrowth
3041.0%10/10

Earnings expanding 3041.0% YoY

Return on EquityProfitability
21.0%9/10

Every $100 of equity generates 21 in profit

Profit MarginProfitability
27.7%9/10

Keeps 28 of every $100 in revenue as profit

NABL1 strengths · Avg: 10.0/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Areas to Watch

FIS2 concerns · Avg: 2.5/10
Debt/EquityHealth
1.323/10

Elevated debt levels

Altman Z-ScoreHealth
-0.222/10

Distress zone — elevated risk

NABL4 concerns · Avg: 2.5/10
Market CapQuality
$727.29M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-0.6%2/10

ROE of -0.6% — below average capital efficiency

EPS GrowthGrowth
-87.3%2/10

Earnings declined 87.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : FIS

The strongest argument for FIS centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 27.7% and operating margin at 20.7%. Revenue growth of 29.1% demonstrates continued momentum.

Bull Case : NABL

The strongest argument for NABL centers on Price/Book.

Bear Case : FIS

The primary concerns for FIS are Debt/Equity, Altman Z-Score.

Bear Case : NABL

The primary concerns for NABL are Market Cap, Piotroski F-Score, Return on Equity.

Key Dynamics to Monitor

FIS profiles as a growth stock while NABL is a turnaround play — different risk/reward profiles.

FIS carries more volatility with a beta of 0.80 — expect wider price swings.

FIS is growing revenue faster at 29.1% — sustainability is the question.

FIS generates stronger free cash flow (238M), providing more financial flexibility.

Bottom Line

FIS scores higher overall (89/100 vs 42/100), backed by strong 27.7% margins and 29.1% revenue growth. NABL offers better value entry with a 34.1% margin of safety. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Fidelity National Information Services Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

FIS is an American Fortune 500 company which offers a wide range of financial products and services. Headquartered in Jacksonville, Florida, FIS employs approximately 63,000 people worldwide. FIS is most known for its development of Financial Technology, or FinTech, and as of Q2 2020 it offers its solutions in three primary segments: Merchant Solutions, Banking Solutions, and Capital Market Solutions.

N-Able Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

N-able Inc. (NABL) is a leading player in the managed services industry, delivering innovative cloud-based software solutions tailored for managed service providers (MSPs). The company's comprehensive platform optimizes IT management and security, enabling MSPs to enhance operational efficiency and service quality in response to growing cybersecurity and remote monitoring needs. With a commitment to continuous innovation and strategic growth initiatives, N-able is ideally positioned for significant expansion, making it a compelling investment opportunity for institutional investors targeting technology-driven sectors.

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