WallStSmart

Fidelity National Information Services Inc (FIS)vsInnodata Inc (INOD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Fidelity National Information Services Inc generates 4143% more annual revenue ($10.68B vs $251.66M). INOD leads profitability with a 12.8% profit margin vs 3.6%. FIS appears more attractively valued with a PEG of 0.28. FIS earns a higher WallStSmart Score of 67/100 (B-).

FIS

Strong Buy

67

out of 100

Grade: B-

Growth: 6.7Profit: 5.5Value: 4.7Quality: 5.0
Piotroski: 5/9Altman Z: -0.02

INOD

Buy

57

out of 100

Grade: C

Growth: 6.7Profit: 8.5Value: 7.3Quality: 8.0
Piotroski: 3/9Altman Z: 4.86
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FISSignificantly Overvalued (-41.4%)

Margin of Safety

-41.4%

Fair Value

$34.16

Current Price

$47.60

$13.44 premium

UndervaluedFair: $34.16Overvalued
INODSignificantly Overvalued (-625.4%)

Margin of Safety

-625.4%

Fair Value

$6.26

Current Price

$43.67

$37.41 premium

UndervaluedFair: $6.26Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FIS4 strengths · Avg: 9.0/10
PEG RatioValuation
0.2810/10

Growing faster than its price suggests

EPS GrowthGrowth
88.1%10/10

Earnings expanding 88.1% YoY

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Operating MarginProfitability
24.6%8/10

Strong operational efficiency at 24.6%

INOD5 strengths · Avg: 9.2/10
Return on EquityProfitability
37.8%10/10

Every $100 of equity generates 38 in profit

Debt/EquityHealth
0.0510/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.8610/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.878/10

Growing faster than its price suggests

Revenue GrowthGrowth
22.3%8/10

Revenue surging 22.3% year-over-year

Areas to Watch

FIS4 concerns · Avg: 2.5/10
Return on EquityProfitability
2.6%3/10

ROE of 2.6% — below average capital efficiency

Profit MarginProfitability
3.6%3/10

3.6% margin — thin

P/E RatioValuation
67.3x2/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
-0.022/10

Distress zone — elevated risk

INOD4 concerns · Avg: 3.0/10
Price/BookValuation
13.2x4/10

Trading at 13.2x book value

Market CapQuality
$1.42B3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

P/E RatioValuation
47.5x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : FIS

The strongest argument for FIS centers on PEG Ratio, EPS Growth, Price/Book. PEG of 0.28 suggests the stock is reasonably priced for its growth.

Bull Case : INOD

The strongest argument for INOD centers on Return on Equity, Debt/Equity, Altman Z-Score. Revenue growth of 22.3% demonstrates continued momentum. PEG of 0.87 suggests the stock is reasonably priced for its growth.

Bear Case : FIS

The primary concerns for FIS are Return on Equity, Profit Margin, P/E Ratio. A P/E of 67.3x leaves little room for execution misses. Thin 3.6% margins leave little buffer for downturns.

Bear Case : INOD

The primary concerns for INOD are Price/Book, Market Cap, Piotroski F-Score. A P/E of 47.5x leaves little room for execution misses.

Key Dynamics to Monitor

FIS profiles as a value stock while INOD is a growth play — different risk/reward profiles.

INOD carries more volatility with a beta of 2.48 — expect wider price swings.

INOD is growing revenue faster at 22.3% — sustainability is the question.

FIS generates stronger free cash flow (779M), providing more financial flexibility.

Bottom Line

FIS scores higher overall (67/100 vs 57/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Fidelity National Information Services Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

FIS is an American Fortune 500 company which offers a wide range of financial products and services. Headquartered in Jacksonville, Florida, FIS employs approximately 63,000 people worldwide. FIS is most known for its development of Financial Technology, or FinTech, and as of Q2 2020 it offers its solutions in three primary segments: Merchant Solutions, Banking Solutions, and Capital Market Solutions.

Innodata Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Innodata Inc. is a global data engineering company in the United States, the United Kingdom, the Netherlands, Canada, and internationally. The company is headquartered in Ridgefield Park, New Jersey.

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