WallStSmart

Fidelity National Information Services Inc (FIS)vsInformation Services Group Inc (III)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Fidelity National Information Services Inc generates 4544% more annual revenue ($11.44B vs $246.32M). FIS leads profitability with a 23.4% profit margin vs 4.3%. FIS appears more attractively valued with a PEG of 0.22. FIS earns a higher WallStSmart Score of 87/100 (A).

FIS

Exceptional Buy

87

out of 100

Grade: A

Growth: 8.0Profit: 7.5Value: 8.7Quality: 3.5
Piotroski: 4/9Altman Z: -0.22

III

Buy

59

out of 100

Grade: C

Growth: 5.3Profit: 5.5Value: 6.3Quality: 7.5
Piotroski: 4/9Altman Z: 1.63
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FISUndervalued (+8.2%)

Margin of Safety

+8.2%

Fair Value

$52.61

Current Price

$40.95

$11.66 discount

UndervaluedFair: $52.61Overvalued

Intrinsic value data unavailable for III.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FIS6 strengths · Avg: 9.8/10
PEG RatioValuation
0.2210/10

Growing faster than its price suggests

P/E RatioValuation
7.6x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
30.1%10/10

Revenue surging 30.1% year-over-year

EPS GrowthGrowth
3041.0%10/10

Earnings expanding 3041.0% YoY

Profit MarginProfitability
23.4%9/10

Keeps 23 of every $100 in revenue as profit

III4 strengths · Avg: 9.0/10
EPS GrowthGrowth
66.7%10/10

Earnings expanding 66.7% YoY

Debt/EquityHealth
0.0910/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.718/10

Growing faster than its price suggests

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

Areas to Watch

FIS2 concerns · Avg: 2.5/10
Debt/EquityHealth
1.323/10

Elevated debt levels

Altman Z-ScoreHealth
-0.222/10

Distress zone — elevated risk

III4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
2.7%4/10

2.7% revenue growth

Altman Z-ScoreHealth
1.634/10

Distress zone — elevated risk

Market CapQuality
$211.93M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
4.3%3/10

4.3% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : FIS

The strongest argument for FIS centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 23.4% and operating margin at 16.4%. Revenue growth of 30.1% demonstrates continued momentum.

Bull Case : III

The strongest argument for III centers on EPS Growth, Debt/Equity, PEG Ratio. PEG of 0.71 suggests the stock is reasonably priced for its growth.

Bear Case : FIS

The primary concerns for FIS are Debt/Equity, Altman Z-Score.

Bear Case : III

The primary concerns for III are Revenue Growth, Altman Z-Score, Market Cap. Thin 4.3% margins leave little buffer for downturns.

Key Dynamics to Monitor

FIS profiles as a growth stock while III is a value play — different risk/reward profiles.

III carries more volatility with a beta of 1.08 — expect wider price swings.

FIS is growing revenue faster at 30.1% — sustainability is the question.

FIS generates stronger free cash flow (695M), providing more financial flexibility.

Bottom Line

FIS scores higher overall (87/100 vs 59/100), backed by strong 23.4% margins and 30.1% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Fidelity National Information Services Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

FIS is an American Fortune 500 company which offers a wide range of financial products and services. Headquartered in Jacksonville, Florida, FIS employs approximately 63,000 people worldwide. FIS is most known for its development of Financial Technology, or FinTech, and as of Q2 2020 it offers its solutions in three primary segments: Merchant Solutions, Banking Solutions, and Capital Market Solutions.

Information Services Group Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Information Services Group, Inc., is a technology research and advisory company in the Americas, Europe and Asia Pacific. The company is headquartered in Stamford, Connecticut.

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