WallStSmart

Fidelity National Information Services Inc (FIS)vsFlex Ltd (FLEX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Flex Ltd generates 135% more annual revenue ($26.83B vs $11.44B). FIS leads profitability with a 23.4% profit margin vs 3.2%. FIS appears more attractively valued with a PEG of 0.24. FIS earns a higher WallStSmart Score of 87/100 (A).

FIS

Exceptional Buy

87

out of 100

Grade: A

Growth: 8.0Profit: 7.5Value: 6.7Quality: 4.0
Piotroski: 5/9Altman Z: -0.02

FLEX

Buy

60

out of 100

Grade: C

Growth: 6.0Profit: 6.0Value: 5.3Quality: 6.0
Piotroski: 6/9Altman Z: 2.31
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FISUndervalued (+29.1%)

Margin of Safety

+29.1%

Fair Value

$68.14

Current Price

$42.36

$25.78 discount

UndervaluedFair: $68.14Overvalued
FLEXUndervalued (+3.5%)

Margin of Safety

+3.5%

Fair Value

$67.21

Current Price

$145.07

$77.86 discount

UndervaluedFair: $67.21Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FIS5 strengths · Avg: 9.4/10
PEG RatioValuation
0.2410/10

Growing faster than its price suggests

Revenue GrowthGrowth
30.1%10/10

Revenue surging 30.1% year-over-year

EPS GrowthGrowth
3041.0%10/10

Earnings expanding 3041.0% YoY

Profit MarginProfitability
23.4%9/10

Keeps 23 of every $100 in revenue as profit

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

FLEX3 strengths · Avg: 8.3/10
Market CapQuality
$53.34B9/10

Large-cap with strong market position

PEG RatioValuation
0.948/10

Growing faster than its price suggests

Revenue GrowthGrowth
16.9%8/10

16.9% revenue growth

Areas to Watch

FIS2 concerns · Avg: 2.0/10
P/E RatioValuation
59.6x2/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
-0.022/10

Distress zone — elevated risk

FLEX4 concerns · Avg: 3.0/10
Price/BookValuation
10.4x4/10

Trading at 10.4x book value

Profit MarginProfitability
3.2%3/10

3.2% margin — thin

Debt/EquityHealth
1.093/10

Elevated debt levels

P/E RatioValuation
62.0x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : FIS

The strongest argument for FIS centers on PEG Ratio, Revenue Growth, EPS Growth. Profitability is solid with margins at 23.4% and operating margin at 16.4%. Revenue growth of 30.1% demonstrates continued momentum.

Bull Case : FLEX

The strongest argument for FLEX centers on Market Cap, PEG Ratio, Revenue Growth. Revenue growth of 16.9% demonstrates continued momentum. PEG of 0.94 suggests the stock is reasonably priced for its growth.

Bear Case : FIS

The primary concerns for FIS are P/E Ratio, Altman Z-Score. A P/E of 59.6x leaves little room for execution misses.

Bear Case : FLEX

The primary concerns for FLEX are Price/Book, Profit Margin, Debt/Equity. A P/E of 62.0x leaves little room for execution misses. Thin 3.2% margins leave little buffer for downturns.

Key Dynamics to Monitor

FLEX carries more volatility with a beta of 1.45 — expect wider price swings.

FIS is growing revenue faster at 30.1% — sustainability is the question.

FIS generates stronger free cash flow (663M), providing more financial flexibility.

Monitor INFORMATION TECHNOLOGY SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

FIS scores higher overall (87/100 vs 60/100), backed by strong 23.4% margins and 30.1% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Fidelity National Information Services Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

FIS is an American Fortune 500 company which offers a wide range of financial products and services. Headquartered in Jacksonville, Florida, FIS employs approximately 63,000 people worldwide. FIS is most known for its development of Financial Technology, or FinTech, and as of Q2 2020 it offers its solutions in three primary segments: Merchant Solutions, Banking Solutions, and Capital Market Solutions.

Flex Ltd

TECHNOLOGY · ELECTRONIC COMPONENTS · USA

Flex Ltd. provides design, engineering, manufacturing and supply chain services and solutions to OEMs in Asia, the Americas and Europe. The company is headquartered in Singapore.

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