First Interstate BancSystem Inc (FIBK)vsMizuho Financial Group Inc. (MFG)
FIBK
First Interstate BancSystem Inc
$33.63
+1.08%
FINANCIAL SERVICES · Cap: $3.36B
MFG
Mizuho Financial Group Inc.
$7.81
+0.77%
FINANCIAL SERVICES · Cap: $92.84B
Smart Verdict
WallStSmart Research — data-driven comparison
Mizuho Financial Group Inc. generates 389225% more annual revenue ($4.02T vs $1.03B). FIBK leads profitability with a 29.3% profit margin vs 26.1%. MFG appears more attractively valued with a PEG of 0.86. FIBK earns a higher WallStSmart Score of 82/100 (A-).
FIBK
Exceptional Buy82
out of 100
Grade: A-
MFG
Strong Buy74
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+72.5%
Fair Value
$138.06
Current Price
$33.63
$104.43 discount
Margin of Safety
+42.4%
Fair Value
$17.51
Current Price
$7.81
$9.70 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 47.4%
Revenue surging 34.4% year-over-year
Earnings expanding 115.5% YoY
Keeps 29 of every $100 in revenue as profit
Reasonable price relative to book value
Strong operational efficiency at 36.3%
Large-cap with strong market position
Keeps 26 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Areas to Watch
Expensive relative to growth rate
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : FIBK
The strongest argument for FIBK centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 29.3% and operating margin at 47.4%. Revenue growth of 34.4% demonstrates continued momentum.
Bull Case : MFG
The strongest argument for MFG centers on Price/Book, Operating Margin, Market Cap. Profitability is solid with margins at 26.1% and operating margin at 36.3%. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bear Case : FIBK
The primary concerns for FIBK are PEG Ratio.
Bear Case : MFG
No major red flags identified for MFG, but monitor valuation.
Key Dynamics to Monitor
FIBK profiles as a growth stock while MFG is a mature play — different risk/reward profiles.
FIBK carries more volatility with a beta of 0.76 — expect wider price swings.
FIBK is growing revenue faster at 34.4% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
FIBK scores higher overall (82/100 vs 74/100), backed by strong 29.3% margins and 34.4% revenue growth. MFG offers better value entry with a 42.4% margin of safety. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
First Interstate BancSystem Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
First Interstate BancSystem, Inc. is the banking holding company for First Interstate Bank offering a range of banking products and services in the United States. The company is headquartered in Billings, Montana.
Mizuho Financial Group Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.
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