Flushing Financial Corporation (FFIC)vsMizuho Financial Group Inc. (MFG)
FFIC
Flushing Financial Corporation
$15.47
-3.13%
FINANCIAL SERVICES · Cap: $522.49M
MFG
Mizuho Financial Group Inc.
$9.52
-0.10%
FINANCIAL SERVICES · Cap: $115.97B
Smart Verdict
WallStSmart Research — data-driven comparison
Mizuho Financial Group Inc. generates 1935900% more annual revenue ($4.40T vs $227.37M). MFG leads profitability with a 28.4% profit margin vs 15.2%. FFIC appears more attractively valued with a PEG of 1.34. MFG earns a higher WallStSmart Score of 78/100 (B+).
FFIC
Buy58
out of 100
Grade: C
MFG
Strong Buy78
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Attractively priced relative to earnings
Strong operational efficiency at 32.5%
Earnings expanding 680.0% YoY
Generating 487.7B in free cash flow
Large-cap with strong market position
Keeps 28 of every $100 in revenue as profit
Attractively priced relative to earnings
Areas to Watch
2.3% revenue growth
0.2% earnings growth
Smaller company, higher risk/reward
ROE of 5.0% — below average capital efficiency
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : FFIC
The strongest argument for FFIC centers on Price/Book, P/E Ratio. Profitability is solid with margins at 15.2% and operating margin at 16.8%. PEG of 1.34 suggests the stock is reasonably priced for its growth.
Bull Case : MFG
The strongest argument for MFG centers on Operating Margin, EPS Growth, Free Cash Flow. Profitability is solid with margins at 28.4% and operating margin at 32.5%. Revenue growth of 16.7% demonstrates continued momentum.
Bear Case : FFIC
The primary concerns for FFIC are Revenue Growth, EPS Growth, Market Cap.
Bear Case : MFG
The primary concerns for MFG are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 5.88 is elevated, increasing financial risk.
Key Dynamics to Monitor
FFIC profiles as a value stock while MFG is a growth play — different risk/reward profiles.
FFIC carries more volatility with a beta of 0.76 — expect wider price swings.
MFG is growing revenue faster at 16.7% — sustainability is the question.
MFG generates stronger free cash flow (487.7B), providing more financial flexibility.
Bottom Line
MFG scores higher overall (78/100 vs 58/100), backed by strong 28.4% margins and 16.7% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Flushing Financial Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Flushing Financial Corporation is the banking holding company for Flushing Bank offering banking products and services primarily to consumers, businesses and government units. The company is headquartered in Uniondale, New York.
Mizuho Financial Group Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.
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