Fidelity D&D Bancorp Inc (FDBC)vsItau Unibanco Banco Holding SA (ITUB)
FDBC
Fidelity D&D Bancorp Inc
$53.04
-0.02%
FINANCIAL SERVICES · Cap: $299.26M
ITUB
Itau Unibanco Banco Holding SA
$8.46
+3.56%
FINANCIAL SERVICES · Cap: $93.47B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 143559% more annual revenue ($138.19B vs $96.19M). ITUB leads profitability with a 33.3% profit margin vs 31.8%. FDBC trades at a lower P/E of 9.3x. ITUB earns a higher WallStSmart Score of 73/100 (B).
FDBC
Buy60
out of 100
Grade: C
ITUB
Strong Buy73
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 32 of every $100 in revenue as profit
Strong operational efficiency at 37.3%
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 33.1%
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Distress zone — elevated risk
Weak financial health signals
Revenue declined 2.1%
Negative free cash flow — burning cash
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : FDBC
The strongest argument for FDBC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 31.8% and operating margin at 37.3%. Revenue growth of 11.0% demonstrates continued momentum.
Bull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 33.3% and operating margin at 33.1%. PEG of 1.46 suggests the stock is reasonably priced for its growth.
Bear Case : FDBC
The primary concerns for FDBC are Market Cap, Altman Z-Score.
Bear Case : ITUB
The primary concerns for ITUB are Piotroski F-Score, Revenue Growth, Free Cash Flow. Debt-to-equity of 4.99 is elevated, increasing financial risk.
Key Dynamics to Monitor
FDBC profiles as a mature stock while ITUB is a declining play — different risk/reward profiles.
FDBC carries more volatility with a beta of 0.82 — expect wider price swings.
FDBC is growing revenue faster at 11.0% — sustainability is the question.
FDBC generates stronger free cash flow (3M), providing more financial flexibility.
Bottom Line
ITUB scores higher overall (73/100 vs 60/100), backed by strong 33.3% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Fidelity D&D Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Fidelity D & D Bancorp, Inc. is the banking holding company for The Fidelity Deposit and Discount Bank, providing a variety of banking, trust and financial services to individuals, small businesses and corporate clients. The company is headquartered in Dunmore, Pennsylvania.
Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
Compare with Other BANKS - REGIONAL Stocks
Want to dig deeper into these stocks?