FirstCash Inc (FCFS)vsSun Life Financial Inc. (SLF)
FCFS
FirstCash Inc
$190.02
+2.52%
FINANCIAL SERVICES · Cap: $9.34B
SLF
Sun Life Financial Inc.
$80.85
+1.00%
FINANCIAL SERVICES · Cap: $43.97B
Smart Verdict
WallStSmart Research — data-driven comparison
Sun Life Financial Inc. generates 762% more annual revenue ($35.53B vs $4.12B). SLF leads profitability with a 9.5% profit margin vs 9.4%. FCFS appears more attractively valued with a PEG of 1.17. FCFS earns a higher WallStSmart Score of 68/100 (B-).
FCFS
Strong Buy68
out of 100
Grade: B-
SLF
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Earnings expanding 58.2% YoY
Revenue surging 29.4% year-over-year
Reasonable price relative to book value
Earnings expanding 43.2% YoY
Areas to Watch
Elevated debt levels
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : FCFS
The strongest argument for FCFS centers on EPS Growth, Revenue Growth. Revenue growth of 29.4% demonstrates continued momentum. PEG of 1.17 suggests the stock is reasonably priced for its growth.
Bull Case : SLF
The strongest argument for SLF centers on Price/Book, EPS Growth. PEG of 1.33 suggests the stock is reasonably priced for its growth.
Bear Case : FCFS
The primary concerns for FCFS are Debt/Equity.
Bear Case : SLF
The primary concerns for SLF are Altman Z-Score.
Key Dynamics to Monitor
FCFS profiles as a growth stock while SLF is a value play — different risk/reward profiles.
SLF carries more volatility with a beta of 0.79 — expect wider price swings.
FCFS is growing revenue faster at 29.4% — sustainability is the question.
FCFS generates stronger free cash flow (149M), providing more financial flexibility.
Bottom Line
FCFS scores higher overall (68/100 vs 67/100) and 29.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
FirstCash Inc
FINANCIAL SERVICES · CREDIT SERVICES · USA
FirstCash, Inc., operates retail pawn shops in the United States and Latin America. The company is headquartered in Fort Worth, Texas.
Visit Website →Sun Life Financial Inc.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.
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