WallStSmart

First Capital Inc (FCAP)vsMizuho Financial Group Inc. (MFG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Mizuho Financial Group Inc. generates 8490127% more annual revenue ($4.02T vs $47.32M). FCAP leads profitability with a 31.2% profit margin vs 26.1%. FCAP trades at a lower P/E of 10.2x. MFG earns a higher WallStSmart Score of 74/100 (B).

FCAP

Strong Buy

66

out of 100

Grade: B-

Growth: 8.7Profit: 7.5Value: 8.3Quality: 5.0

MFG

Strong Buy

74

out of 100

Grade: B

Growth: 8.0Profit: 7.5Value: 10.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FCAPUndervalued (+74.4%)

Margin of Safety

+74.4%

Fair Value

$206.39

Current Price

$47.99

$158.40 discount

UndervaluedFair: $206.39Overvalued
MFGUndervalued (+42.4%)

Margin of Safety

+42.4%

Fair Value

$17.51

Current Price

$7.81

$9.70 discount

UndervaluedFair: $17.51Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FCAP6 strengths · Avg: 9.7/10
P/E RatioValuation
10.2x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Profit MarginProfitability
31.2%10/10

Keeps 31 of every $100 in revenue as profit

Operating MarginProfitability
42.3%10/10

Strong operational efficiency at 42.3%

EPS GrowthGrowth
54.5%10/10

Earnings expanding 54.5% YoY

Revenue GrowthGrowth
25.3%8/10

Revenue surging 25.3% year-over-year

MFG6 strengths · Avg: 9.0/10
Price/BookValuation
0.3x10/10

Reasonable price relative to book value

Operating MarginProfitability
36.3%10/10

Strong operational efficiency at 36.3%

Market CapQuality
$92.84B9/10

Large-cap with strong market position

Profit MarginProfitability
26.1%9/10

Keeps 26 of every $100 in revenue as profit

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
14.3x8/10

Attractively priced relative to earnings

Areas to Watch

FCAP1 concerns · Avg: 3.0/10
Market CapQuality
$151.22M3/10

Smaller company, higher risk/reward

MFG0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : FCAP

The strongest argument for FCAP centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 31.2% and operating margin at 42.3%. Revenue growth of 25.3% demonstrates continued momentum.

Bull Case : MFG

The strongest argument for MFG centers on Price/Book, Operating Margin, Market Cap. Profitability is solid with margins at 26.1% and operating margin at 36.3%. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bear Case : FCAP

The primary concerns for FCAP are Market Cap.

Bear Case : MFG

No major red flags identified for MFG, but monitor valuation.

Key Dynamics to Monitor

FCAP profiles as a growth stock while MFG is a mature play — different risk/reward profiles.

FCAP carries more volatility with a beta of 0.67 — expect wider price swings.

FCAP is growing revenue faster at 25.3% — sustainability is the question.

Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MFG scores higher overall (74/100 vs 66/100), backed by strong 26.1% margins. FCAP offers better value entry with a 74.4% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

First Capital Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

First Capital, Inc. is the banking holding company for First Harrison Bank providing various banking services to individuals and commercial clients. The company is headquartered in Corydon, Indiana.

Mizuho Financial Group Inc.

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.

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