WallStSmart

First Advantage Corp (FA)vsPACCAR Inc (PCAR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PACCAR Inc generates 1572% more annual revenue ($27.82B vs $1.66B). PCAR leads profitability with a 9.0% profit margin vs 1.5%. PCAR trades at a lower P/E of 25.8x. PCAR earns a higher WallStSmart Score of 54/100 (C-).

FA

Buy

51

out of 100

Grade: C-

Growth: 8.7Profit: 4.5Value: 5.7Quality: 5.0
Piotroski: 5/9Altman Z: 0.87

PCAR

Buy

54

out of 100

Grade: C-

Growth: 3.3Profit: 6.0Value: 5.3Quality: 7.0
Piotroski: 2/9Altman Z: 2.57
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FAUndervalued (+46.5%)

Margin of Safety

+46.5%

Fair Value

$20.49

Current Price

$21.22

$0.73 discount

UndervaluedFair: $20.49Overvalued
PCARSignificantly Overvalued (-43.2%)

Margin of Safety

-43.2%

Fair Value

$85.69

Current Price

$122.73

$37.04 premium

UndervaluedFair: $85.69Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FA2 strengths · Avg: 9.0/10
EPS GrowthGrowth
5499.0%10/10

Earnings expanding 5499.0% YoY

Price/BookValuation
2.8x8/10

Reasonable price relative to book value

PCAR2 strengths · Avg: 8.5/10
Market CapQuality
$64.60B9/10

Large-cap with strong market position

PEG RatioValuation
1.008/10

Growing faster than its price suggests

Areas to Watch

FA4 concerns · Avg: 2.8/10
Return on EquityProfitability
0.7%3/10

ROE of 0.7% — below average capital efficiency

Profit MarginProfitability
1.5%3/10

1.5% margin — thin

Debt/EquityHealth
1.583/10

Elevated debt levels

P/E RatioValuation
137.0x2/10

Premium valuation, high expectations priced in

PCAR4 concerns · Avg: 3.8/10
P/E RatioValuation
25.8x4/10

Moderate valuation

Revenue GrowthGrowth
0.5%4/10

0.5% revenue growth

EPS GrowthGrowth
4.2%4/10

4.2% earnings growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : FA

The strongest argument for FA centers on EPS Growth, Price/Book. Revenue growth of 14.9% demonstrates continued momentum.

Bull Case : PCAR

The strongest argument for PCAR centers on Market Cap, PEG Ratio. PEG of 1.00 suggests the stock is reasonably priced for its growth.

Bear Case : FA

The primary concerns for FA are Return on Equity, Profit Margin, Debt/Equity. A P/E of 137.0x leaves little room for execution misses. Debt-to-equity of 1.58 is elevated, increasing financial risk.

Bear Case : PCAR

The primary concerns for PCAR are P/E Ratio, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

FA carries more volatility with a beta of 1.17 — expect wider price swings.

FA is growing revenue faster at 14.9% — sustainability is the question.

PCAR generates stronger free cash flow (309M), providing more financial flexibility.

Monitor SPECIALTY BUSINESS SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PCAR scores higher overall (54/100 vs 51/100). FA offers better value entry with a 46.5% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

First Advantage Corp

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

First Advantage Corporation provides technology solutions for human capital detection, verification, security and compliance globally. The company is headquartered in Atlanta, Georgia.

PACCAR Inc

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

PACCAR Inc is an American Fortune 500 company and counts among the largest manufacturers of medium- and heavy-duty trucks in the world. PACCAR is engaged in the design, manufacture and customer support of light-, medium- and heavy-duty trucks under the Kenworth, Peterbilt, Leyland Trucks, and DAF nameplates. PACCAR also designs and manufactures powertrains, provides financial services and information technology, and distributes truck parts related to its principal business.

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