WallStSmart

Evertec Inc (EVTC)vsSony Group Corp (SONY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sony Group Corp generates 1413297% more annual revenue ($13.17T vs $931.82M). EVTC leads profitability with a 15.2% profit margin vs -1.6%. EVTC appears more attractively valued with a PEG of 2.14. EVTC earns a higher WallStSmart Score of 62/100 (C+).

EVTC

Buy

62

out of 100

Grade: C+

Growth: 5.3Profit: 7.5Value: 7.3Quality: 6.5
Piotroski: 6/9Altman Z: 1.74

SONY

Hold

47

out of 100

Grade: D+

Growth: 5.3Profit: 5.0Value: 5.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EVTCUndervalued (+52.9%)

Margin of Safety

+52.9%

Fair Value

$55.65

Current Price

$29.53

$26.12 discount

UndervaluedFair: $55.65Overvalued

Intrinsic value data unavailable for SONY.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EVTC3 strengths · Avg: 8.3/10
Return on EquityProfitability
23.4%9/10

Every $100 of equity generates 23 in profit

P/E RatioValuation
13.5x8/10

Attractively priced relative to earnings

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

SONY4 strengths · Avg: 8.8/10
Free Cash FlowQuality
$898.45B10/10

Generating 898.5B in free cash flow

Market CapQuality
$118.69B9/10

Large-cap with strong market position

P/E RatioValuation
15.6x8/10

Attractively priced relative to earnings

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Areas to Watch

EVTC4 concerns · Avg: 3.5/10
PEG RatioValuation
2.144/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.744/10

Distress zone — elevated risk

Market CapQuality
$1.83B3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.643/10

Elevated debt levels

SONY3 concerns · Avg: 2.3/10
Revenue GrowthGrowth
0.5%4/10

0.5% revenue growth

PEG RatioValuation
2.712/10

Expensive relative to growth rate

Profit MarginProfitability
-1.6%1/10

Currently unprofitable

Comparative Analysis Report

WallStSmart Research

Bull Case : EVTC

The strongest argument for EVTC centers on Return on Equity, P/E Ratio, Price/Book. Profitability is solid with margins at 15.2% and operating margin at 17.6%. Revenue growth of 13.1% demonstrates continued momentum.

Bull Case : SONY

The strongest argument for SONY centers on Free Cash Flow, Market Cap, P/E Ratio.

Bear Case : EVTC

The primary concerns for EVTC are PEG Ratio, Altman Z-Score, Market Cap. Debt-to-equity of 1.64 is elevated, increasing financial risk.

Bear Case : SONY

The primary concerns for SONY are Revenue Growth, PEG Ratio, Profit Margin.

Key Dynamics to Monitor

EVTC profiles as a mature stock while SONY is a turnaround play — different risk/reward profiles.

EVTC carries more volatility with a beta of 0.84 — expect wider price swings.

EVTC is growing revenue faster at 13.1% — sustainability is the question.

SONY generates stronger free cash flow (898.5B), providing more financial flexibility.

Bottom Line

EVTC scores higher overall (62/100 vs 47/100), backed by strong 15.2% margins and 13.1% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Evertec Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

EVERTEC, Inc. participates in the transaction processing business in Latin America and the Caribbean. The company is headquartered in San Juan, Puerto Rico.

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Sony Group Corp

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Sony Group Corporation designs, develops, produces and sells electronic equipment, instruments and devices for the consumer, professional and industrial markets worldwide. The company is headquartered in Tokyo, Japan.

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