WallStSmart

EMCOR Group Inc (EME)vsVisa Inc. Class A (V)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Visa Inc. Class A generates 142% more annual revenue ($43.03B vs $17.75B). V leads profitability with a 51.7% profit margin vs 7.5%. EME appears more attractively valued with a PEG of 0.44. V earns a higher WallStSmart Score of 74/100 (B).

EME

Strong Buy

66

out of 100

Grade: B-

Growth: 8.7Profit: 7.0Value: 7.0Quality: 7.5
Piotroski: 4/9Altman Z: 3.78

V

Strong Buy

74

out of 100

Grade: B

Growth: 8.7Profit: 10.0Value: 5.7Quality: 5.5
Piotroski: 4/9Altman Z: 1.84

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EME6 strengths · Avg: 9.2/10
PEG RatioValuation
0.4410/10

Growing faster than its price suggests

Return on EquityProfitability
34.5%10/10

Every $100 of equity generates 35 in profit

Altman Z-ScoreHealth
3.7810/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
19.7%8/10

19.7% revenue growth

EPS GrowthGrowth
30.0%8/10

Earnings expanding 30.0% YoY

V6 strengths · Avg: 9.3/10
Market CapQuality
$615.82B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
62.4%10/10

Every $100 of equity generates 62 in profit

Profit MarginProfitability
51.7%10/10

Keeps 52 of every $100 in revenue as profit

Operating MarginProfitability
67.3%10/10

Strong operational efficiency at 67.3%

Revenue GrowthGrowth
17.1%8/10

17.1% revenue growth

EPS GrowthGrowth
35.5%8/10

Earnings expanding 35.5% YoY

Areas to Watch

EME4 concerns · Avg: 3.3/10
P/E RatioValuation
27.6x4/10

Moderate valuation

Price/BookValuation
9.4x4/10

Trading at 9.4x book value

Profit MarginProfitability
7.5%3/10

7.5% margin — thin

Free Cash FlowQuality
$-28.15M2/10

Negative free cash flow — burning cash

V3 concerns · Avg: 4.0/10
P/E RatioValuation
28.3x4/10

Moderate valuation

Price/BookValuation
17.4x4/10

Trading at 17.4x book value

Altman Z-ScoreHealth
1.844/10

Grey zone — moderate risk

Comparative Analysis Report

WallStSmart Research

Bull Case : EME

The strongest argument for EME centers on PEG Ratio, Return on Equity, Altman Z-Score. Revenue growth of 19.7% demonstrates continued momentum. PEG of 0.44 suggests the stock is reasonably priced for its growth.

Bull Case : V

The strongest argument for V centers on Market Cap, Return on Equity, Profit Margin. Profitability is solid with margins at 51.7% and operating margin at 67.3%. Revenue growth of 17.1% demonstrates continued momentum.

Bear Case : EME

The primary concerns for EME are P/E Ratio, Price/Book, Profit Margin.

Bear Case : V

The primary concerns for V are P/E Ratio, Price/Book, Altman Z-Score.

Key Dynamics to Monitor

EME carries more volatility with a beta of 1.12 — expect wider price swings.

EME is growing revenue faster at 19.7% — sustainability is the question.

V generates stronger free cash flow (2.6B), providing more financial flexibility.

Monitor ENGINEERING & CONSTRUCTION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

V scores higher overall (74/100 vs 66/100), backed by strong 51.7% margins and 17.1% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

EMCOR Group Inc

INDUSTRIALS · ENGINEERING & CONSTRUCTION · USA

EMCOR Group, Inc. provides electrical and mechanical installation and construction services in the United States. The company is headquartered in Norwalk, Connecticut.

Visa Inc. Class A

FINANCIAL SERVICES · CREDIT SERVICES · USA

Visa Inc. is an American multinational financial services corporation headquartered in Foster City, California, United States. It facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, debit cards and prepaid cards. Visa is one of the world's most valuable companies.

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