WallStSmart

Eagle Bancorp Inc (EGBN)vsMizuho Financial Group Inc. (MFG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Mizuho Financial Group Inc. generates 3170811% more annual revenue ($4.40T vs $138.75M). MFG leads profitability with a 28.4% profit margin vs -34.8%. EGBN appears more attractively valued with a PEG of 1.71. MFG earns a higher WallStSmart Score of 80/100 (B+).

EGBN

Buy

63

out of 100

Grade: C+

Growth: 9.3Profit: 3.5Value: 4.7Quality: 4.5
Piotroski: 2/9Altman Z: 0.35

MFG

Strong Buy

80

out of 100

Grade: B+

Growth: 10.0Profit: 7.5Value: 5.7Quality: 4.0
Piotroski: 6/9Altman Z: 0.29

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EGBN5 strengths · Avg: 9.4/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
35.3%10/10

Revenue surging 35.3% year-over-year

EPS GrowthGrowth
768.0%10/10

Earnings expanding 768.0% YoY

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

Operating MarginProfitability
24.2%8/10

Strong operational efficiency at 24.2%

MFG6 strengths · Avg: 9.3/10
Revenue GrowthGrowth
44.9%10/10

Revenue surging 44.9% year-over-year

EPS GrowthGrowth
680.0%10/10

Earnings expanding 680.0% YoY

Free Cash FlowQuality
$487.72B10/10

Generating 487.7B in free cash flow

Market CapQuality
$120.24B9/10

Large-cap with strong market position

Profit MarginProfitability
28.4%9/10

Keeps 28 of every $100 in revenue as profit

P/E RatioValuation
15.9x8/10

Attractively priced relative to earnings

Areas to Watch

EGBN4 concerns · Avg: 3.0/10
PEG RatioValuation
1.714/10

Expensive relative to growth rate

Market CapQuality
$867.29M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-10.0%2/10

ROE of -10.0% — below average capital efficiency

MFG3 concerns · Avg: 2.3/10
PEG RatioValuation
1.734/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.292/10

Distress zone — elevated risk

Debt/EquityHealth
5.881/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : EGBN

The strongest argument for EGBN centers on Price/Book, Revenue Growth, EPS Growth. Revenue growth of 35.3% demonstrates continued momentum.

Bull Case : MFG

The strongest argument for MFG centers on Revenue Growth, EPS Growth, Free Cash Flow. Profitability is solid with margins at 28.4% and operating margin at 25.9%. Revenue growth of 44.9% demonstrates continued momentum.

Bear Case : EGBN

The primary concerns for EGBN are PEG Ratio, Market Cap, Piotroski F-Score.

Bear Case : MFG

The primary concerns for MFG are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 5.88 is elevated, increasing financial risk.

Key Dynamics to Monitor

EGBN profiles as a hypergrowth stock while MFG is a growth play — different risk/reward profiles.

EGBN carries more volatility with a beta of 0.96 — expect wider price swings.

MFG is growing revenue faster at 44.9% — sustainability is the question.

MFG generates stronger free cash flow (487.7B), providing more financial flexibility.

Bottom Line

MFG scores higher overall (80/100 vs 63/100), backed by strong 28.4% margins and 44.9% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Eagle Bancorp Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Eagle Bancorp, Inc. is EagleBank's banking holding company providing consumer and commercial banking services primarily in the United States. The company is headquartered in Bethesda, Maryland.

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Mizuho Financial Group Inc.

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.

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