WallStSmart

Euronet Worldwide Inc (EEFT)vsFortinet Inc (FTNT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Fortinet Inc generates 64% more annual revenue ($7.11B vs $4.34B). FTNT leads profitability with a 27.5% profit margin vs 7.1%. EEFT appears more attractively valued with a PEG of 0.47. FTNT earns a higher WallStSmart Score of 67/100 (B-).

EEFT

Buy

64

out of 100

Grade: C+

Growth: 4.7Profit: 6.0Value: 10.0Quality: 4.5
Piotroski: 4/9Altman Z: 1.64

FTNT

Strong Buy

67

out of 100

Grade: B-

Growth: 8.0Profit: 9.5Value: 4.7Quality: 5.5
Piotroski: 5/9Altman Z: 1.50
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EEFTUndervalued (+44.2%)

Margin of Safety

+44.2%

Fair Value

$125.74

Current Price

$66.74

$59.00 discount

UndervaluedFair: $125.74Overvalued
FTNTUndervalued (+45.4%)

Margin of Safety

+45.4%

Fair Value

$265.15

Current Price

$149.67

$115.48 discount

UndervaluedFair: $265.15Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EEFT4 strengths · Avg: 9.3/10
PEG RatioValuation
0.4710/10

Growing faster than its price suggests

P/E RatioValuation
9.8x10/10

Attractively priced relative to earnings

Return on EquityProfitability
24.7%9/10

Every $100 of equity generates 25 in profit

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

FTNT6 strengths · Avg: 9.0/10
Return on EquityProfitability
197.5%10/10

Every $100 of equity generates 197 in profit

Operating MarginProfitability
31.3%10/10

Strong operational efficiency at 31.3%

Market CapQuality
$109.06B9/10

Large-cap with strong market position

Profit MarginProfitability
27.5%9/10

Keeps 28 of every $100 in revenue as profit

Revenue GrowthGrowth
20.1%8/10

Revenue surging 20.1% year-over-year

EPS GrowthGrowth
28.6%8/10

Earnings expanding 28.6% YoY

Areas to Watch

EEFT4 concerns · Avg: 2.8/10
Altman Z-ScoreHealth
1.644/10

Distress zone — elevated risk

Profit MarginProfitability
7.1%3/10

7.1% margin — thin

EPS GrowthGrowth
-2.4%2/10

Earnings declined 2.4%

Free Cash FlowQuality
$-150.50M2/10

Negative free cash flow — burning cash

FTNT4 concerns · Avg: 2.5/10
Altman Z-ScoreHealth
1.504/10

Distress zone — elevated risk

PEG RatioValuation
3.322/10

Expensive relative to growth rate

P/E RatioValuation
57.7x2/10

Premium valuation, high expectations priced in

Price/BookValuation
110.9x2/10

Trading at 110.9x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : EEFT

The strongest argument for EEFT centers on PEG Ratio, P/E Ratio, Return on Equity. Revenue growth of 10.5% demonstrates continued momentum. PEG of 0.47 suggests the stock is reasonably priced for its growth.

Bull Case : FTNT

The strongest argument for FTNT centers on Return on Equity, Operating Margin, Market Cap. Profitability is solid with margins at 27.5% and operating margin at 31.3%. Revenue growth of 20.1% demonstrates continued momentum.

Bear Case : EEFT

The primary concerns for EEFT are Altman Z-Score, Profit Margin, EPS Growth. Debt-to-equity of 2.23 is elevated, increasing financial risk.

Bear Case : FTNT

The primary concerns for FTNT are Altman Z-Score, PEG Ratio, P/E Ratio. A P/E of 57.7x leaves little room for execution misses.

Key Dynamics to Monitor

EEFT profiles as a value stock while FTNT is a growth play — different risk/reward profiles.

FTNT carries more volatility with a beta of 0.92 — expect wider price swings.

FTNT is growing revenue faster at 20.1% — sustainability is the question.

FTNT generates stronger free cash flow (1.0B), providing more financial flexibility.

Bottom Line

FTNT scores higher overall (67/100 vs 64/100), backed by strong 27.5% margins and 20.1% revenue growth. EEFT offers better value entry with a 44.2% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Euronet Worldwide Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, agents, retailers, merchants, content providers and individual consumers globally. The company is headquartered in Leawood, Kansas.

Fortinet Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Fortinet (Nasdaq: FTNT) is an American multinational corporation headquartered in Sunnyvale, California. It develops and sells cybersecurity solutions, including but not limited to physical products such as firewalls, plus software and services such as anti-virus protection, intrusion prevention systems and endpoint security components.

Want to dig deeper into these stocks?