Ellington Residential Mortgage (EARN)vsSun Life Financial Inc. (SLF)
EARN
Ellington Residential Mortgage
$4.32
+0.35%
FINANCIAL SERVICES · Cap: $164.18M
SLF
Sun Life Financial Inc.
$79.67
+0.14%
FINANCIAL SERVICES · Cap: $45.08B
Smart Verdict
WallStSmart Research — data-driven comparison
Sun Life Financial Inc. generates 85314% more annual revenue ($35.53B vs $41.59M). SLF leads profitability with a 9.5% profit margin vs -81.2%. EARN trades at a lower P/E of 15.6x. SLF earns a higher WallStSmart Score of 65/100 (B-).
EARN
Hold44
out of 100
Grade: D
SLF
Strong Buy65
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 68.0%
Earnings expanding 69.8% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 43.2% YoY
Areas to Watch
Smaller company, higher risk/reward
Elevated debt levels
ROE of -2.8% — below average capital efficiency
Revenue declined 19.3%
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : EARN
The strongest argument for EARN centers on Price/Book, Operating Margin, EPS Growth.
Bull Case : SLF
The strongest argument for SLF centers on Price/Book, EPS Growth.
Bear Case : EARN
The primary concerns for EARN are Market Cap, Debt/Equity, Return on Equity.
Bear Case : SLF
The primary concerns for SLF are PEG Ratio.
Key Dynamics to Monitor
EARN profiles as a turnaround stock while SLF is a value play — different risk/reward profiles.
EARN carries more volatility with a beta of 1.27 — expect wider price swings.
SLF is growing revenue faster at 7.5% — sustainability is the question.
Monitor ASSET MANAGEMENT industry trends, competitive dynamics, and regulatory changes.
Bottom Line
SLF scores higher overall (65/100 vs 44/100). Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Ellington Residential Mortgage
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Ellington Residential Mortgage REIT, a real estate investment trust, specializes in acquiring, investing, and managing residential and real estate-related mortgage assets. The company is headquartered in Old Greenwich, Connecticut.
Sun Life Financial Inc.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.
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