WallStSmart

Dow Inc (DOW)vsRayonier Advanced Materials (RYAM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Dow Inc generates 2645% more annual revenue ($39.33B vs $1.43B). DOW leads profitability with a -7.2% profit margin vs -32.8%. RYAM appears more attractively valued with a PEG of 2.63. DOW earns a higher WallStSmart Score of 40/100 (F).

DOW

Hold

40

out of 100

Grade: F

Growth: 2.0Profit: 2.5Value: 3.0Quality: 4.5
Piotroski: 2/9Altman Z: 1.43

RYAM

Hold

35

out of 100

Grade: F

Growth: 2.0Profit: 2.0Value: 4.0Quality: 3.5
Piotroski: 3/9Altman Z: 1.10
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DOWSignificantly Overvalued (-21.5%)

Margin of Safety

-21.5%

Fair Value

$27.98

Current Price

$33.97

$5.99 premium

UndervaluedFair: $27.98Overvalued

Intrinsic value data unavailable for RYAM.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DOW1 strengths · Avg: 8.0/10
Price/BookValuation
1.6x8/10

Reasonable price relative to book value

RYAM1 strengths · Avg: 8.0/10
Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

DOW4 concerns · Avg: 2.8/10
Operating MarginProfitability
0.0%3/10

Operating margin of 0.0%

Debt/EquityHealth
1.293/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
38.892/10

Expensive relative to growth rate

RYAM4 concerns · Avg: 2.5/10
Market CapQuality
$539.51M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
2.632/10

Expensive relative to growth rate

Return on EquityProfitability
-205.2%2/10

ROE of -205.2% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : DOW

The strongest argument for DOW centers on Price/Book.

Bull Case : RYAM

The strongest argument for RYAM centers on Price/Book.

Bear Case : DOW

The primary concerns for DOW are Operating Margin, Debt/Equity, Piotroski F-Score.

Bear Case : RYAM

The primary concerns for RYAM are Market Cap, Piotroski F-Score, PEG Ratio. Debt-to-equity of 3.33 is elevated, increasing financial risk.

Key Dynamics to Monitor

RYAM carries more volatility with a beta of 1.75 — expect wider price swings.

DOW is growing revenue faster at -6.1% — sustainability is the question.

DOW generates stronger free cash flow (621M), providing more financial flexibility.

Monitor CHEMICALS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

DOW scores higher overall (40/100 vs 35/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Dow Inc

BASIC MATERIALS · CHEMICALS · USA

Dow Inc. is an American commodity chemical company. The company is headquartered in Midland, Michigan.

Visit Website →

Rayonier Advanced Materials

BASIC MATERIALS · CHEMICALS · USA

Rayonier Advanced Materials Inc. manufactures and sells specialty cellulose products in the United States, China, Canada, Japan, Europe, Latin America, other Asian countries, and internationally. The company is headquartered in Jacksonville, Florida.

Visit Website →

Want to dig deeper into these stocks?