WallStSmart

DR Horton Inc (DHI)vsMeritage Corporation (MTH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

DR Horton Inc generates 519% more annual revenue ($33.35B vs $5.39B). DHI leads profitability with a 9.2% profit margin vs 6.1%. MTH appears more attractively valued with a PEG of 0.54. MTH earns a higher WallStSmart Score of 57/100 (C).

DHI

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 6.0Value: 5.3Quality: 8.0
Piotroski: 3/9Altman Z: 5.10

MTH

Buy

57

out of 100

Grade: C

Growth: 2.0Profit: 5.0Value: 7.3Quality: 8.0
Piotroski: 3/9Altman Z: 4.28
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DHISignificantly Overvalued (-34.5%)

Margin of Safety

-34.5%

Fair Value

$103.30

Current Price

$137.89

$34.59 premium

UndervaluedFair: $103.30Overvalued
MTHUndervalued (+3.2%)

Margin of Safety

+3.2%

Fair Value

$80.63

Current Price

$64.22

$16.41 discount

UndervaluedFair: $80.63Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DHI3 strengths · Avg: 8.7/10
Altman Z-ScoreHealth
5.1010/10

Safe zone — low bankruptcy risk

P/E RatioValuation
13.2x8/10

Attractively priced relative to earnings

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

MTH4 strengths · Avg: 9.0/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
4.2810/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.548/10

Growing faster than its price suggests

P/E RatioValuation
13.3x8/10

Attractively priced relative to earnings

Areas to Watch

DHI3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

EPS GrowthGrowth
-4.8%2/10

Earnings declined 4.8%

MTH4 concerns · Avg: 2.8/10
Return on EquityProfitability
7.6%3/10

ROE of 7.6% — below average capital efficiency

Profit MarginProfitability
6.1%3/10

6.1% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-13.8%2/10

Revenue declined 13.8%

Comparative Analysis Report

WallStSmart Research

Bull Case : DHI

The strongest argument for DHI centers on Altman Z-Score, P/E Ratio, Price/Book. PEG of 1.20 suggests the stock is reasonably priced for its growth.

Bull Case : MTH

The strongest argument for MTH centers on Price/Book, Altman Z-Score, PEG Ratio. PEG of 0.54 suggests the stock is reasonably priced for its growth.

Bear Case : DHI

The primary concerns for DHI are Revenue Growth, Piotroski F-Score, EPS Growth.

Bear Case : MTH

The primary concerns for MTH are Return on Equity, Profit Margin, Piotroski F-Score.

Key Dynamics to Monitor

DHI carries more volatility with a beta of 1.37 — expect wider price swings.

DHI is growing revenue faster at 0.0% — sustainability is the question.

DHI generates stronger free cash flow (375M), providing more financial flexibility.

Monitor RESIDENTIAL CONSTRUCTION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

DHI scores higher overall (57/100 vs 57/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

DR Horton Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

D.R. Horton, Inc. is a home construction company incorporated in Delaware and headquartered in Arlington, Texas.

Meritage Corporation

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Meritage Homes Corporation designs and builds single-family homes in the United States. The company is headquartered in Scottsdale, Arizona.

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