WallStSmart

Deere & Company (DE)vsInsperity Inc (NSP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Deere & Company generates 586% more annual revenue ($46.73B vs $6.81B). DE leads profitability with a 10.3% profit margin vs -0.1%. NSP appears more attractively valued with a PEG of 1.42. DE earns a higher WallStSmart Score of 49/100 (D+).

DE

Hold

49

out of 100

Grade: D+

Growth: 2.0Profit: 7.0Value: 4.3Quality: 6.3
Piotroski: 3/9Altman Z: 2.18

NSP

Hold

36

out of 100

Grade: F

Growth: 3.3Profit: 2.0Value: 7.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for DE.

NSPUndervalued (+82.5%)

Margin of Safety

+82.5%

Fair Value

$171.88

Current Price

$35.57

$136.31 discount

UndervaluedFair: $171.88Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DE1 strengths · Avg: 9.0/10
Market CapQuality
$159.33B9/10

Large-cap with strong market position

NSP0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

DE4 concerns · Avg: 3.3/10
PEG RatioValuation
1.694/10

Expensive relative to growth rate

P/E RatioValuation
33.2x4/10

Premium valuation, high expectations priced in

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-11.1%2/10

Revenue declined 11.1%

NSP4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
3.4%4/10

3.4% revenue growth

Market CapQuality
$1.42B3/10

Smaller company, higher risk/reward

Price/BookValuation
29.2x2/10

Trading at 29.2x book value

Return on EquityProfitability
-9.8%2/10

ROE of -9.8% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : DE

The strongest argument for DE centers on Market Cap.

Bull Case : NSP

PEG of 1.42 suggests the stock is reasonably priced for its growth.

Bear Case : DE

The primary concerns for DE are PEG Ratio, P/E Ratio, Piotroski F-Score.

Bear Case : NSP

The primary concerns for NSP are Revenue Growth, Market Cap, Price/Book.

Key Dynamics to Monitor

DE profiles as a declining stock while NSP is a turnaround play — different risk/reward profiles.

DE carries more volatility with a beta of 0.99 — expect wider price swings.

NSP is growing revenue faster at 3.4% — sustainability is the question.

NSP generates stronger free cash flow (246M), providing more financial flexibility.

Bottom Line

DE scores higher overall (49/100 vs 36/100). NSP offers better value entry with a 82.5% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Deere & Company

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

John Deere is the brand name of Deere & Company, an American corporation that manufactures agricultural, construction, and forestry machinery, diesel engines, drivetrains (axles, transmissions, gearboxes) used in heavy equipment, and lawn care equipment.

Insperity Inc

INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA

Insperity, Inc. provides human resources (HR) and business solutions to improve business performance for small and medium-sized businesses. The company is headquartered in Kingwood, Texas.

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