WallStSmart

Deutsche Bank AG (DB)vsItau Unibanco Banco Holding SA (ITUB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Itau Unibanco Banco Holding SA generates 366% more annual revenue ($138.95B vs $29.82B). ITUB leads profitability with a 32.3% profit margin vs 22.7%. ITUB appears more attractively valued with a PEG of 1.37. ITUB earns a higher WallStSmart Score of 76/100 (B+).

DB

Strong Buy

72

out of 100

Grade: B

Growth: 6.0Profit: 7.0Value: 7.0Quality: 5.0

ITUB

Strong Buy

76

out of 100

Grade: B+

Growth: 6.0Profit: 8.0Value: 7.0Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DB5 strengths · Avg: 9.6/10
P/E RatioValuation
8.4x10/10

Attractively priced relative to earnings

Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Operating MarginProfitability
37.3%10/10

Strong operational efficiency at 37.3%

Market CapQuality
$57.82B9/10

Large-cap with strong market position

Profit MarginProfitability
22.7%9/10

Keeps 23 of every $100 in revenue as profit

ITUB6 strengths · Avg: 9.7/10
P/E RatioValuation
10.8x10/10

Attractively priced relative to earnings

Profit MarginProfitability
32.3%10/10

Keeps 32 of every $100 in revenue as profit

Operating MarginProfitability
37.3%10/10

Strong operational efficiency at 37.3%

Free Cash FlowQuality
$45.01B10/10

Generating 45.0B in free cash flow

Market CapQuality
$95.00B9/10

Large-cap with strong market position

Return on EquityProfitability
21.0%9/10

Every $100 of equity generates 21 in profit

Areas to Watch

DB1 concerns · Avg: 4.0/10
Revenue GrowthGrowth
1.2%4/10

1.2% revenue growth

ITUB1 concerns · Avg: 4.0/10
EPS GrowthGrowth
2.8%4/10

2.8% earnings growth

Comparative Analysis Report

WallStSmart Research

Bull Case : DB

The strongest argument for DB centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 22.7% and operating margin at 37.3%. PEG of 1.48 suggests the stock is reasonably priced for its growth.

Bull Case : ITUB

The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 32.3% and operating margin at 37.3%. Revenue growth of 11.0% demonstrates continued momentum.

Bear Case : DB

The primary concerns for DB are Revenue Growth.

Bear Case : ITUB

The primary concerns for ITUB are EPS Growth.

Key Dynamics to Monitor

DB profiles as a value stock while ITUB is a mature play — different risk/reward profiles.

DB carries more volatility with a beta of 1.00 — expect wider price swings.

ITUB is growing revenue faster at 11.0% — sustainability is the question.

Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ITUB scores higher overall (76/100 vs 72/100), backed by strong 32.3% margins and 11.0% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Deutsche Bank AG

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Deutsche Bank Aktiengesellschaft offers investment, financial and related products and services to individuals, corporate entities and institutional clients worldwide. The company is headquartered in Frankfurt am Main, Germany.

Itau Unibanco Banco Holding SA

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.

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