WallStSmart

California Water Service Group (CWT)vsThe York Water Company (YORW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

California Water Service Group generates 1191% more annual revenue ($1.00B vs $77.49M). YORW leads profitability with a 25.9% profit margin vs 12.8%. CWT appears more attractively valued with a PEG of 2.00. YORW earns a higher WallStSmart Score of 54/100 (C-).

CWT

Hold

47

out of 100

Grade: D+

Growth: 3.3Profit: 5.0Value: 7.3Quality: 2.8
Piotroski: 1/9Altman Z: 0.74

YORW

Buy

54

out of 100

Grade: C-

Growth: 4.7Profit: 7.5Value: 4.7Quality: 5.0
Piotroski: 2/9Altman Z: 0.77
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CWTSignificantly Overvalued (-202.0%)

Margin of Safety

-202.0%

Fair Value

$14.62

Current Price

$43.94

$29.32 premium

UndervaluedFair: $14.62Overvalued
YORWSignificantly Overvalued (-233.1%)

Margin of Safety

-233.1%

Fair Value

$9.67

Current Price

$30.17

$20.50 premium

UndervaluedFair: $9.67Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CWT1 strengths · Avg: 8.0/10
Price/BookValuation
1.6x8/10

Reasonable price relative to book value

YORW3 strengths · Avg: 9.0/10
Operating MarginProfitability
33.7%10/10

Strong operational efficiency at 33.7%

Profit MarginProfitability
25.9%9/10

Keeps 26 of every $100 in revenue as profit

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

CWT4 concerns · Avg: 3.0/10
PEG RatioValuation
2.004/10

Expensive relative to growth rate

Return on EquityProfitability
7.7%3/10

ROE of 7.7% — below average capital efficiency

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Revenue GrowthGrowth
-100.0%2/10

Revenue declined 100.0%

YORW4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
3.2%4/10

3.2% revenue growth

EPS GrowthGrowth
0.1%4/10

0.1% earnings growth

Market CapQuality
$438.66M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CWT

The strongest argument for CWT centers on Price/Book.

Bull Case : YORW

The strongest argument for YORW centers on Operating Margin, Profit Margin, Price/Book. Profitability is solid with margins at 25.9% and operating margin at 33.7%.

Bear Case : CWT

The primary concerns for CWT are PEG Ratio, Return on Equity, Piotroski F-Score.

Bear Case : YORW

The primary concerns for YORW are Revenue Growth, EPS Growth, Market Cap.

Key Dynamics to Monitor

CWT profiles as a declining stock while YORW is a value play — different risk/reward profiles.

YORW carries more volatility with a beta of 0.69 — expect wider price swings.

YORW is growing revenue faster at 3.2% — sustainability is the question.

YORW generates stronger free cash flow (-23M), providing more financial flexibility.

Bottom Line

YORW scores higher overall (54/100 vs 47/100), backed by strong 25.9% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

California Water Service Group

UTILITIES · UTILITIES - REGULATED WATER · USA

California Water Service Group provides public water and related services in California, Washington, New Mexico and Hawaii. The company is headquartered in San Jose, California.

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The York Water Company

UTILITIES · UTILITIES - REGULATED WATER · USA

The York Water Company seizes, purifies and distributes drinking water. The company is headquartered in York, Pennsylvania.

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