WallStSmart

California Water Service Group (CWT)vsXcel Energy Inc (XEL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Xcel Energy Inc generates 1367% more annual revenue ($14.67B vs $1.00B). XEL leads profitability with a 13.8% profit margin vs 12.8%. CWT appears more attractively valued with a PEG of 2.12. XEL earns a higher WallStSmart Score of 62/100 (C+).

CWT

Hold

47

out of 100

Grade: D+

Growth: 3.3Profit: 5.0Value: 6.0Quality: 2.8
Piotroski: 1/9Altman Z: 0.74

XEL

Buy

62

out of 100

Grade: C+

Growth: 5.3Profit: 6.0Value: 5.0Quality: 4.0
Piotroski: 1/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CWTUndervalued (+29.8%)

Margin of Safety

+29.8%

Fair Value

$62.85

Current Price

$42.24

$20.61 discount

UndervaluedFair: $62.85Overvalued

Intrinsic value data unavailable for XEL.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CWT1 strengths · Avg: 10.0/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

XEL2 strengths · Avg: 8.0/10
Price/BookValuation
2.2x8/10

Reasonable price relative to book value

EPS GrowthGrowth
20.8%8/10

Earnings expanding 20.8% YoY

Areas to Watch

CWT4 concerns · Avg: 3.0/10
PEG RatioValuation
2.124/10

Expensive relative to growth rate

Return on EquityProfitability
7.7%3/10

ROE of 7.7% — below average capital efficiency

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Revenue GrowthGrowth
-1.0%2/10

Revenue declined 1.0%

XEL4 concerns · Avg: 3.0/10
PEG RatioValuation
2.244/10

Expensive relative to growth rate

Debt/EquityHealth
1.443/10

Elevated debt levels

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Free Cash FlowQuality
$-8.46B2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : CWT

The strongest argument for CWT centers on Price/Book.

Bull Case : XEL

The strongest argument for XEL centers on Price/Book, EPS Growth. Revenue growth of 14.1% demonstrates continued momentum.

Bear Case : CWT

The primary concerns for CWT are PEG Ratio, Return on Equity, Piotroski F-Score.

Bear Case : XEL

The primary concerns for XEL are PEG Ratio, Debt/Equity, Piotroski F-Score.

Key Dynamics to Monitor

CWT profiles as a declining stock while XEL is a value play — different risk/reward profiles.

CWT carries more volatility with a beta of 0.61 — expect wider price swings.

XEL is growing revenue faster at 14.1% — sustainability is the question.

CWT generates stronger free cash flow (-104M), providing more financial flexibility.

Bottom Line

XEL scores higher overall (62/100 vs 47/100) and 14.1% revenue growth. CWT offers better value entry with a 29.8% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

California Water Service Group

UTILITIES · UTILITIES - REGULATED WATER · USA

California Water Service Group provides public water and related services in California, Washington, New Mexico and Hawaii. The company is headquartered in San Jose, California.

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Xcel Energy Inc

UTILITIES · UTILITIES - REGULATED ELECTRIC · USA

Xcel Energy Inc. is a utility holding company based in Minneapolis, Minnesota, serving more than 3.7 million electric customers and 2.1 million natural gas customers in Minnesota, Michigan, Wisconsin, North Dakota, South Dakota, Colorado, Texas, and New Mexico as of 2019. It consists of four operating subsidiaries: Northern States Power-Minnesota, Northern States Power-Wisconsin, Public Service Company of Colorado, and Southwestern Public Service Co.

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