WallStSmart

Chevron Corp (CVX)vsTOP Ships Inc. (TOPS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Chevron Corp generates 229526% more annual revenue ($184.65B vs $80.42M). CVX leads profitability with a 6.7% profit margin vs 3.8%. TOPS trades at a lower P/E of 3.4x. TOPS earns a higher WallStSmart Score of 50/100 (D+).

CVX

Hold

46

out of 100

Grade: D+

Growth: 2.0Profit: 5.0Value: 4.7Quality: 4.0
Piotroski: 2/9

TOPS

Hold

50

out of 100

Grade: D+

Growth: 4.7Profit: 5.5Value: 8.3Quality: 3.0
Piotroski: 3/9Altman Z: -0.39
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CVXSignificantly Overvalued (-54.6%)

Margin of Safety

-54.6%

Fair Value

$125.03

Current Price

$192.22

$67.19 premium

UndervaluedFair: $125.03Overvalued
TOPSUndervalued (+34.0%)

Margin of Safety

+34.0%

Fair Value

$7.56

Current Price

$2.20

$5.36 discount

UndervaluedFair: $7.56Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CVX3 strengths · Avg: 8.7/10
Market CapQuality
$382.88B10/10

Mega-cap, among the largest globally

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$5.38B8/10

Generating 5.4B in free cash flow

TOPS4 strengths · Avg: 9.5/10
P/E RatioValuation
3.4x10/10

Attractively priced relative to earnings

Price/BookValuation
0.1x10/10

Reasonable price relative to book value

EPS GrowthGrowth
290.0%10/10

Earnings expanding 290.0% YoY

Operating MarginProfitability
22.0%8/10

Strong operational efficiency at 22.0%

Areas to Watch

CVX4 concerns · Avg: 3.3/10
P/E RatioValuation
29.0x4/10

Moderate valuation

Return on EquityProfitability
7.2%3/10

ROE of 7.2% — below average capital efficiency

Profit MarginProfitability
6.7%3/10

6.7% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

TOPS4 concerns · Avg: 3.0/10
Market CapQuality
$12.65M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.6%3/10

ROE of 2.6% — below average capital efficiency

Profit MarginProfitability
3.8%3/10

3.8% margin — thin

Debt/EquityHealth
1.743/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : CVX

The strongest argument for CVX centers on Market Cap, Price/Book, Free Cash Flow. PEG of 1.08 suggests the stock is reasonably priced for its growth.

Bull Case : TOPS

The strongest argument for TOPS centers on P/E Ratio, Price/Book, EPS Growth.

Bear Case : CVX

The primary concerns for CVX are P/E Ratio, Return on Equity, Profit Margin.

Bear Case : TOPS

The primary concerns for TOPS are Market Cap, Return on Equity, Profit Margin. Debt-to-equity of 1.74 is elevated, increasing financial risk. Thin 3.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

TOPS carries more volatility with a beta of 2.51 — expect wider price swings.

CVX is growing revenue faster at -8.2% — sustainability is the question.

CVX generates stronger free cash flow (5.4B), providing more financial flexibility.

Monitor OIL & GAS INTEGRATED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

TOPS scores higher overall (50/100 vs 46/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Chevron Corp

ENERGY · OIL & GAS INTEGRATED · USA

Chevron Corporation is an American multinational energy corporation. One of the successor companies of Standard Oil, it is headquartered in San Ramon, California, and active in more than 180 countries. Chevron is engaged in every aspect of the oil and natural gas industries, including hydrocarbon exploration and production; refining, marketing and transport; chemicals manufacturing and sales; and power generation.

TOP Ships Inc.

ENERGY · OIL & GAS MIDSTREAM · USA

Top Ships Inc. owns and operates tankers globally. The company is headquartered in Maroussi, Greece.

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