WallStSmart

Carvana Co (CVNA)vsUxin Ltd (UXIN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Carvana Co generates 621% more annual revenue ($20.32B vs $2.82B). CVNA leads profitability with a 6.9% profit margin vs -7.3%. CVNA earns a higher WallStSmart Score of 60/100 (C+).

CVNA

Buy

60

out of 100

Grade: C+

Growth: 8.0Profit: 7.0Value: 7.0Quality: 8.5
Piotroski: 4/9Altman Z: 2.18

UXIN

Avoid

32

out of 100

Grade: F

Growth: 6.7Profit: 2.0Value: 5.0Quality: 5.5
Piotroski: 6/9Altman Z: -13.68
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CVNAUndervalued (+8.1%)

Margin of Safety

+8.1%

Fair Value

$395.93

Current Price

$308.56

$87.37 discount

UndervaluedFair: $395.93Overvalued

Intrinsic value data unavailable for UXIN.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CVNA4 strengths · Avg: 9.5/10
Return on EquityProfitability
67.9%10/10

Every $100 of equity generates 68 in profit

Revenue GrowthGrowth
58.0%10/10

Revenue surging 58.0% year-over-year

Market CapQuality
$65.96B9/10

Large-cap with strong market position

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

UXIN2 strengths · Avg: 10.0/10
Revenue GrowthGrowth
76.8%10/10

Revenue surging 76.8% year-over-year

Debt/EquityHealth
-8.7310/10

Conservative balance sheet, low leverage

Areas to Watch

CVNA3 concerns · Avg: 3.7/10
P/E RatioValuation
35.6x4/10

Premium valuation, high expectations priced in

Price/BookValuation
12.8x4/10

Trading at 12.8x book value

Profit MarginProfitability
6.9%3/10

6.9% margin — thin

UXIN4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$703.04M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-93.6%2/10

ROE of -93.6% — below average capital efficiency

Altman Z-ScoreHealth
-13.682/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CVNA

The strongest argument for CVNA centers on Return on Equity, Revenue Growth, Market Cap. Revenue growth of 58.0% demonstrates continued momentum.

Bull Case : UXIN

The strongest argument for UXIN centers on Revenue Growth, Debt/Equity. Revenue growth of 76.8% demonstrates continued momentum.

Bear Case : CVNA

The primary concerns for CVNA are P/E Ratio, Price/Book, Profit Margin.

Bear Case : UXIN

The primary concerns for UXIN are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

CVNA carries more volatility with a beta of 3.67 — expect wider price swings.

UXIN is growing revenue faster at 76.8% — sustainability is the question.

Monitor AUTO & TRUCK DEALERSHIPS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CVNA scores higher overall (60/100 vs 32/100) and 58.0% revenue growth. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Carvana Co

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Carvana Co., operates an e-commerce platform to buy and sell used cars in the United States. The company is headquartered in Tempe, Arizona.

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Uxin Ltd

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · China

Uxin Limited, an investment holding company, operates a used car e-commerce platform in China. The company is headquartered in Beijing, China.

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