WallStSmart

Carvana Co (CVNA)vsSonic Automotive Inc (SAH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Carvana Co generates 48% more annual revenue ($22.52B vs $15.19B). CVNA leads profitability with a 6.4% profit margin vs 0.7%. SAH trades at a lower P/E of 26.7x. CVNA earns a higher WallStSmart Score of 56/100 (C).

CVNA

Buy

56

out of 100

Grade: C

Growth: 8.0Profit: 7.0Value: 3.7Quality: 8.5
Piotroski: 5/9Altman Z: 2.18

SAH

Buy

53

out of 100

Grade: C-

Growth: 3.3Profit: 5.0Value: 6.0Quality: 5.5
Piotroski: 4/9Altman Z: 3.26
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CVNASignificantly Overvalued (-65.2%)

Margin of Safety

-65.2%

Fair Value

$40.28

Current Price

$66.67

$26.39 premium

UndervaluedFair: $40.28Overvalued
SAHSignificantly Overvalued (-32.0%)

Margin of Safety

-32.0%

Fair Value

$46.08

Current Price

$80.58

$34.50 premium

UndervaluedFair: $46.08Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CVNA4 strengths · Avg: 9.5/10
Return on EquityProfitability
42.9%10/10

Every $100 of equity generates 43 in profit

Revenue GrowthGrowth
52.0%10/10

Revenue surging 52.0% year-over-year

Market CapQuality
$70.31B9/10

Large-cap with strong market position

Debt/EquityHealth
0.179/10

Conservative balance sheet, low leverage

SAH3 strengths · Avg: 9.3/10
PEG RatioValuation
0.4110/10

Growing faster than its price suggests

Altman Z-ScoreHealth
3.2610/10

Safe zone — low bankruptcy risk

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Areas to Watch

CVNA3 concerns · Avg: 3.7/10
P/E RatioValuation
37.3x4/10

Premium valuation, high expectations priced in

Price/BookValuation
12.8x4/10

Trading at 12.8x book value

Profit MarginProfitability
6.4%3/10

6.4% margin — thin

SAH4 concerns · Avg: 3.5/10
P/E RatioValuation
26.7x4/10

Moderate valuation

Revenue GrowthGrowth
1.0%4/10

1.0% revenue growth

Profit MarginProfitability
0.7%3/10

0.7% margin — thin

Operating MarginProfitability
3.5%3/10

Operating margin of 3.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : CVNA

The strongest argument for CVNA centers on Return on Equity, Revenue Growth, Market Cap. Revenue growth of 52.0% demonstrates continued momentum.

Bull Case : SAH

The strongest argument for SAH centers on PEG Ratio, Altman Z-Score, Price/Book. PEG of 0.41 suggests the stock is reasonably priced for its growth.

Bear Case : CVNA

The primary concerns for CVNA are P/E Ratio, Price/Book, Profit Margin.

Bear Case : SAH

The primary concerns for SAH are P/E Ratio, Revenue Growth, Profit Margin. Debt-to-equity of 4.51 is elevated, increasing financial risk. Thin 0.7% margins leave little buffer for downturns.

Key Dynamics to Monitor

CVNA profiles as a hypergrowth stock while SAH is a value play — different risk/reward profiles.

CVNA carries more volatility with a beta of 3.45 — expect wider price swings.

CVNA is growing revenue faster at 52.0% — sustainability is the question.

CVNA generates stronger free cash flow (56M), providing more financial flexibility.

Bottom Line

CVNA scores higher overall (56/100 vs 53/100) and 52.0% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Carvana Co

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Carvana Co., operates an e-commerce platform to buy and sell used cars in the United States. The company is headquartered in Tempe, Arizona.

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Sonic Automotive Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Sonic Automotive, Inc. is an automobile retailer in the United States. The company is headquartered in Charlotte, North Carolina.

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