WallStSmart

Commercial Vehicle Group Inc (CVGI)vsThe Home Depot Inc (HD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Home Depot Inc generates 25502% more annual revenue ($166.59B vs $650.70M). HD leads profitability with a 8.4% profit margin vs -2.7%. CVGI appears more attractively valued with a PEG of 0.45. HD earns a higher WallStSmart Score of 54/100 (C-).

CVGI

Buy

50

out of 100

Grade: C-

Growth: 4.7Profit: 3.0Value: 8.3Quality: 7.0
Piotroski: 4/9Altman Z: 2.07

HD

Buy

54

out of 100

Grade: C-

Growth: 3.3Profit: 7.5Value: 4.0Quality: 5.0
Piotroski: 2/9Altman Z: 3.59
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CVGIUndervalued (+74.3%)

Margin of Safety

+74.3%

Fair Value

$6.57

Current Price

$4.76

$1.81 discount

UndervaluedFair: $6.57Overvalued
HDSignificantly Overvalued (-46.5%)

Margin of Safety

-46.5%

Fair Value

$212.07

Current Price

$310.78

$98.71 premium

UndervaluedFair: $212.07Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CVGI3 strengths · Avg: 9.3/10
PEG RatioValuation
0.4510/10

Growing faster than its price suggests

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

EPS GrowthGrowth
28.6%8/10

Earnings expanding 28.6% YoY

HD4 strengths · Avg: 9.5/10
Market CapQuality
$310.62B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
101.0%10/10

Every $100 of equity generates 101 in profit

Altman Z-ScoreHealth
3.5910/10

Safe zone — low bankruptcy risk

Free Cash FlowQuality
$5.19B8/10

Generating 5.2B in free cash flow

Areas to Watch

CVGI4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.0%4/10

1.0% revenue growth

Market CapQuality
$185.91M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
1.0%3/10

Operating margin of 1.0%

Return on EquityProfitability
-13.4%2/10

ROE of -13.4% — below average capital efficiency

HD4 concerns · Avg: 3.3/10
PEG RatioValuation
1.764/10

Expensive relative to growth rate

Revenue GrowthGrowth
4.8%4/10

4.8% revenue growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Price/BookValuation
22.3x2/10

Trading at 22.3x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : CVGI

The strongest argument for CVGI centers on PEG Ratio, Price/Book, EPS Growth. PEG of 0.45 suggests the stock is reasonably priced for its growth.

Bull Case : HD

The strongest argument for HD centers on Market Cap, Return on Equity, Altman Z-Score.

Bear Case : CVGI

The primary concerns for CVGI are Revenue Growth, Market Cap, Operating Margin.

Bear Case : HD

The primary concerns for HD are PEG Ratio, Revenue Growth, Piotroski F-Score. Debt-to-equity of 4.18 is elevated, increasing financial risk.

Key Dynamics to Monitor

CVGI profiles as a turnaround stock while HD is a value play — different risk/reward profiles.

CVGI carries more volatility with a beta of 1.35 — expect wider price swings.

HD is growing revenue faster at 4.8% — sustainability is the question.

HD generates stronger free cash flow (5.2B), providing more financial flexibility.

Bottom Line

HD scores higher overall (54/100 vs 50/100). CVGI offers better value entry with a 74.3% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Commercial Vehicle Group Inc

CONSUMER CYCLICAL · AUTO PARTS · USA

Commercial Vehicle Group, Inc. designs, manufactures, produces and sells components and assemblies to the US global vehicle and technology integrator markets in North America, Europe, and the Asia-Pacific regions. The company is headquartered in New Albany, Ohio.

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The Home Depot Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

The Home Depot, Inc., commonly known as Home Depot, is the largest home improvement retailer in the United States, supplying tools, construction products, and services. The company is headquartered in incorporated Cobb County, Georgia, with an Atlanta mailing address.

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