WallStSmart

Cognizant Technology Solutions Corp Class A (CTSH)vsScience Applications International Corporation Common Stock (SAIC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Cognizant Technology Solutions Corp Class A generates 192% more annual revenue ($21.64B vs $7.40B). CTSH leads profitability with a 10.3% profit margin vs 5.1%. CTSH appears more attractively valued with a PEG of 0.91. CTSH earns a higher WallStSmart Score of 65/100 (B-).

CTSH

Strong Buy

65

out of 100

Grade: B-

Growth: 4.0Profit: 7.5Value: 8.7Quality: 8.5
Piotroski: 5/9Altman Z: 4.49

SAIC

Buy

52

out of 100

Grade: C-

Growth: 3.3Profit: 6.0Value: 6.0Quality: 5.5
Piotroski: 4/9Altman Z: 2.34
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CTSHUndervalued (+74.5%)

Margin of Safety

+74.5%

Fair Value

$277.89

Current Price

$59.87

$218.02 discount

UndervaluedFair: $277.89Overvalued
SAICUndervalued (+15.5%)

Margin of Safety

+15.5%

Fair Value

$97.27

Current Price

$133.19

$35.92 discount

UndervaluedFair: $97.27Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CTSH5 strengths · Avg: 8.6/10
Altman Z-ScoreHealth
4.4910/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.149/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.918/10

Growing faster than its price suggests

P/E RatioValuation
12.9x8/10

Attractively priced relative to earnings

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

SAIC2 strengths · Avg: 8.5/10
Return on EquityProfitability
23.9%9/10

Every $100 of equity generates 24 in profit

P/E RatioValuation
14.9x8/10

Attractively priced relative to earnings

Areas to Watch

CTSH2 concerns · Avg: 4.0/10
Revenue GrowthGrowth
4.5%4/10

4.5% revenue growth

EPS GrowthGrowth
3.8%4/10

3.8% earnings growth

SAIC4 concerns · Avg: 2.5/10
Profit MarginProfitability
5.1%3/10

5.1% margin — thin

Debt/EquityHealth
1.883/10

Elevated debt levels

PEG RatioValuation
3.672/10

Expensive relative to growth rate

EPS GrowthGrowth
-12.2%2/10

Earnings declined 12.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : CTSH

The strongest argument for CTSH centers on Altman Z-Score, Debt/Equity, PEG Ratio. PEG of 0.91 suggests the stock is reasonably priced for its growth.

Bull Case : SAIC

The strongest argument for SAIC centers on Return on Equity, P/E Ratio.

Bear Case : CTSH

The primary concerns for CTSH are Revenue Growth, EPS Growth.

Bear Case : SAIC

The primary concerns for SAIC are Profit Margin, Debt/Equity, PEG Ratio. Debt-to-equity of 1.88 is elevated, increasing financial risk.

Key Dynamics to Monitor

CTSH carries more volatility with a beta of 0.83 — expect wider price swings.

SAIC is growing revenue faster at 6.3% — sustainability is the question.

CTSH generates stronger free cash flow (459M), providing more financial flexibility.

Monitor INFORMATION TECHNOLOGY SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CTSH scores higher overall (65/100 vs 52/100). SAIC offers better value entry with a 15.5% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cognizant Technology Solutions Corp Class A

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Cognizant is an American multinational technology company that provides business consulting, information technology and outsourcing services. It is headquartered in Teaneck, New Jersey, United States.

Science Applications International Corporation Common Stock

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Science Applications International Corporation provides technical, engineering and business information technology (IT) services primarily in the United States. The company is headquartered in Reston, Virginia.

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