WallStSmart

Cognizant Technology Solutions Corp Class A (CTSH)vsFiscalNote Holdings Inc. (NOTE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Cognizant Technology Solutions Corp Class A generates 22584% more annual revenue ($21.64B vs $95.41M). CTSH leads profitability with a 10.3% profit margin vs -68.4%. CTSH earns a higher WallStSmart Score of 65/100 (B-).

CTSH

Strong Buy

65

out of 100

Grade: B-

Growth: 4.0Profit: 7.5Value: 8.7Quality: 8.5
Piotroski: 5/9Altman Z: 4.49

NOTE

Avoid

32

out of 100

Grade: F

Growth: 2.7Profit: 2.0Value: 6.7Quality: 3.5
Piotroski: 4/9Altman Z: -3.27
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CTSHUndervalued (+74.6%)

Margin of Safety

+74.6%

Fair Value

$279.04

Current Price

$60.00

$219.04 discount

UndervaluedFair: $279.04Overvalued
NOTEUndervalued (+43.1%)

Margin of Safety

+43.1%

Fair Value

$2.02

Current Price

$0.04

$1.98 discount

UndervaluedFair: $2.02Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CTSH5 strengths · Avg: 8.6/10
Altman Z-ScoreHealth
4.4910/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.149/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.918/10

Growing faster than its price suggests

P/E RatioValuation
12.9x8/10

Attractively priced relative to earnings

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

NOTE1 strengths · Avg: 10.0/10
Price/BookValuation
0.0x10/10

Reasonable price relative to book value

Areas to Watch

CTSH2 concerns · Avg: 4.0/10
Revenue GrowthGrowth
4.5%4/10

4.5% revenue growth

EPS GrowthGrowth
3.8%4/10

3.8% earnings growth

NOTE4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$4.94M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-86.4%2/10

ROE of -86.4% — below average capital efficiency

Revenue GrowthGrowth
-24.7%2/10

Revenue declined 24.7%

Comparative Analysis Report

WallStSmart Research

Bull Case : CTSH

The strongest argument for CTSH centers on Altman Z-Score, Debt/Equity, PEG Ratio. PEG of 0.91 suggests the stock is reasonably priced for its growth.

Bull Case : NOTE

The strongest argument for NOTE centers on Price/Book.

Bear Case : CTSH

The primary concerns for CTSH are Revenue Growth, EPS Growth.

Bear Case : NOTE

The primary concerns for NOTE are EPS Growth, Market Cap, Return on Equity. Debt-to-equity of 2.05 is elevated, increasing financial risk.

Key Dynamics to Monitor

CTSH profiles as a value stock while NOTE is a turnaround play — different risk/reward profiles.

CTSH carries more volatility with a beta of 0.83 — expect wider price swings.

CTSH is growing revenue faster at 4.5% — sustainability is the question.

CTSH generates stronger free cash flow (459M), providing more financial flexibility.

Bottom Line

CTSH scores higher overall (65/100 vs 32/100). NOTE offers better value entry with a 43.1% margin of safety. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cognizant Technology Solutions Corp Class A

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Cognizant is an American multinational technology company that provides business consulting, information technology and outsourcing services. It is headquartered in Teaneck, New Jersey, United States.

FiscalNote Holdings Inc.

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

FiscalNote Holdings Inc. is an AI-powered enterprise SaaS company that delivers global legal and regulatory information and data. The company is headquartered in Washington, District of Columbia.

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