Community Trust Bancorp Inc (CTBI)vsItau Unibanco Banco Holding SA (ITUB)
CTBI
Community Trust Bancorp Inc
$67.58
+0.10%
FINANCIAL SERVICES · Cap: $1.20B
ITUB
Itau Unibanco Banco Holding SA
$7.54
+1.01%
FINANCIAL SERVICES · Cap: $86.63B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 49350% more annual revenue ($138.19B vs $279.45M). CTBI leads profitability with a 37.0% profit margin vs 33.3%. CTBI appears more attractively valued with a PEG of 1.03. ITUB earns a higher WallStSmart Score of 74/100 (B).
CTBI
Strong Buy72
out of 100
Grade: B
ITUB
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 37 of every $100 in revenue as profit
Strong operational efficiency at 50.8%
Earnings expanding 23.0% YoY
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 33.1%
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Distress zone — elevated risk
Weak financial health signals
Revenue declined 2.1%
Negative free cash flow — burning cash
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : CTBI
The strongest argument for CTBI centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 37.0% and operating margin at 50.8%. Revenue growth of 14.8% demonstrates continued momentum.
Bull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 33.3% and operating margin at 33.1%. PEG of 1.32 suggests the stock is reasonably priced for its growth.
Bear Case : CTBI
The primary concerns for CTBI are Market Cap, Altman Z-Score.
Bear Case : ITUB
The primary concerns for ITUB are Piotroski F-Score, Revenue Growth, Free Cash Flow. Debt-to-equity of 4.99 is elevated, increasing financial risk.
Key Dynamics to Monitor
CTBI profiles as a mature stock while ITUB is a declining play — different risk/reward profiles.
CTBI carries more volatility with a beta of 0.57 — expect wider price swings.
CTBI is growing revenue faster at 14.8% — sustainability is the question.
CTBI generates stronger free cash flow (38M), providing more financial flexibility.
Bottom Line
ITUB scores higher overall (74/100 vs 72/100), backed by strong 33.3% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Community Trust Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Community Trust Bancorp, Inc. is the banking holding company for Community Trust Bank, Inc. providing commercial and personal banking services to small and medium-sized communities. The company is headquartered in Pikeville, Kentucky.
Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
Compare with Other BANKS - REGIONAL Stocks
Want to dig deeper into these stocks?