CSG Systems International Inc (CSGS)vsShopify Inc (SHOP)
CSGS
CSG Systems International Inc
$80.35
-0.04%
TECHNOLOGY · Cap: $2.29B
SHOP
Shopify Inc
$102.54
-7.13%
TECHNOLOGY · Cap: $143.40B
Smart Verdict
WallStSmart Research — data-driven comparison
Shopify Inc generates 899% more annual revenue ($12.37B vs $1.24B). SHOP leads profitability with a 10.8% profit margin vs 5.1%. CSGS appears more attractively valued with a PEG of 1.56. CSGS earns a higher WallStSmart Score of 60/100 (C+).
CSGS
Buy60
out of 100
Grade: C+
SHOP
Buy50
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-1.5%
Fair Value
$78.38
Current Price
$80.35
$1.97 premium
Margin of Safety
+25.9%
Fair Value
$157.85
Current Price
$102.54
$55.31 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 22 in profit
Earnings expanding 45.6% YoY
Revenue surging 34.3% year-over-year
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Large-cap with strong market position
Areas to Watch
Expensive relative to growth rate
Premium valuation, high expectations priced in
4.8% revenue growth
5.1% margin — thin
Expensive relative to growth rate
Trading at 9.9x book value
Weak financial health signals
Premium valuation, high expectations priced in
Comparative Analysis Report
WallStSmart ResearchBull Case : CSGS
The strongest argument for CSGS centers on Return on Equity, EPS Growth.
Bull Case : SHOP
The strongest argument for SHOP centers on Revenue Growth, Debt/Equity, Altman Z-Score. Revenue growth of 34.3% demonstrates continued momentum.
Bear Case : CSGS
The primary concerns for CSGS are PEG Ratio, P/E Ratio, Revenue Growth. Debt-to-equity of 2.07 is elevated, increasing financial risk.
Bear Case : SHOP
The primary concerns for SHOP are PEG Ratio, Price/Book, Piotroski F-Score. A P/E of 108.3x leaves little room for execution misses.
Key Dynamics to Monitor
CSGS profiles as a value stock while SHOP is a growth play — different risk/reward profiles.
SHOP carries more volatility with a beta of 2.64 — expect wider price swings.
SHOP is growing revenue faster at 34.3% — sustainability is the question.
SHOP generates stronger free cash flow (469M), providing more financial flexibility.
Bottom Line
CSGS scores higher overall (60/100 vs 50/100). SHOP offers better value entry with a 25.9% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
CSG Systems International Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
CSG Systems International, Inc. provides revenue management, customer experience, and payment solutions primarily to the communications industry in the Americas, Europe, the Middle East, Africa, and Asia Pacific. The company is headquartered in Greenwood Village, Colorado.
Visit Website →Shopify Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Shopify Inc., a commerce company, offers a commerce and service platform in Canada, the United States, the United Kingdom, Australia, Latin America, and internationally. The company is headquartered in Ottawa, Canada.
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